4875 Cross Prairie Pkwy, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4875 Cross Prairie Pkwy, Saint Cloud, FL 34772

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 2,160 sqft · built 2023
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$343,000 (Dec 2023)
Tax Bill	$5,959 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`212630364400015120`

Property Details

APN / Parcel Number

Primary APN	`212630364400015120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,160 sqft Heated Area
Gross Area	2,712 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.069 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4875 CROSS PRAIRIE PKWY
City	SAINT CLOUD
State	FL
Zip	34772-6304
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HAVENFIELD AT CROSS PRAIRIE PB 33 PGS 6-10 LOT 512
Legal Lot Number	512
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	43209

Owner

4875 Cross Prairie Pkwy, a townhouse, is owned and occupied by an individual who bought it in December 2023.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4875 CROSS PRAIRIE PKWY, SAINT CLOUD, FL 34772-6304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Deed Document Number	2023159669
Deed Book / Page	6515 / 2159
Record Updated	Jun 8, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 7, 2023
Property Address	4875 CROSS PRAIRIE PKWY, SAINT CLOUD, FL 34772-6304
Document Number	0065152159
Book / Page	6515 / 2159
Map Reference	MB 33 PG 6-10
Instrument Date	Nov 27, 2023
Instrument	2023159669
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,401.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD #250250, 250250, PORTSMOUTH, VA 23701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4875 CROSS PRAIRIE PKWY, SAINT CLOUD, FL 34772-6304

Mortgage

Document Number	0065152161
Date	Dec 7, 2023
Instrument	6515/2161

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4875 Cross Prairie Pkwy was $5,959 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,959.00 Homeowner's exemption	$311,000 Land $45,000 Building $266,000	$311,000 Land $45,000 Building $266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4875 Cross Prairie Pkwy in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4875 Cross Prairie Pkwy is high, ranking above 86% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20