Saginaw County property record for 4875 Cole Rd, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1960 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,426 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 25-11-4-13-4115-000 |
| Primary APN | 25-11-4-13-4115-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Lot Area | 66,211 sqft (1.52 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 4875 COLE RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-9335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N.100 FT.OF S.1375.4 FT. OF W.661.04 FT. OF SE 1/4 1.52 FT. ALSO KNOWN AS LOT. 15. ST.JOHNS SUB. UNRECORDED. SEC 13 T11N R4E |
| Legal Range | 04E |
| Legal Township | 11N |
| Legal Section | 13 |
| Legal Subdivision | ST JOHNS SUB UNREC |
| Legal Lot Number | 15 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SPAULDING |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 11800 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4875 COLE RD, SAGINAW, MI 48601-9335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Spaulding Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,300 (+24.58%) | $118,600 (+24.58%) | |
| 2025 | $1,426.00 (+2.44%) Homeowner's exemption | ||
| 2023 | $47,600 | $95,200 | |
| 2022 | $1,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 593.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 90 (1978–2026) |
| Claims Outside the SFHA | 7 of 90 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPAULDING TOWNSHIP serves 2,153 people · EPA ID MI0006210 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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