4875 48th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 4875 48th Ave, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,813 sqft · built 2022
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Nov 2020)
Tax Bill$4,879 (2025)
Deeds & MortgagesJan 2023 Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN32-39-21-00005-0001-00011.0

Property Details

APN / Parcel Number

Primary APN32-39-21-00005-0001-00011.0
Alternative APN
  • 46932

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,813 sqft Living Area
Gross Area2,388 sqft
1st Floor Area1,813 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions176 ft deep x 60.3 ft wide
Garage TypeAttached
Garage Area575 sqft
DrivewayDriveway
Driveway Area1,200 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4875 48TH AVE
CityVERO BEACH
StateFL
Zip32967-0929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLINDSEY LANES PHASE I SUB BLK A LOT 11 PBI 13-67
Legal Range39E
Legal Township32S
Legal Section21
Legal SubdivisionLINDSEY LANES PHASE I
Legal Phase1
Legal BlockA
Legal Lot Number11
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1001
Census Tract50304

Owner

Source: Indian River County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4875 48TH AVE, VERO BEACH, FL 32967-0929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK & TRUST COMPANY
Nov 5, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 5, 2020 · Amount on Record
Deed SaleNov 5, 2020 · Amount on Record
Prior SaleDec 14, 2015 · Amount on Record
Deed Document Number202066990
Deed Book / Page3354 / 1321
Prior Transfer DateFeb 10, 2006
Prior Transfer Doc0019980827
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address4875 48TH AVE, VERO BEACH, FL 32967-0929
Transaction TypeMortgage
Record UpdatedJan 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4875 48TH AVE, VERO BEACH, FL 32967-0929

Mortgage

Document Number0035942274
DateJan 18, 2023
Book Page3594/2274
Instrument3120230002202
Lender
NameMARINE BANK & TRUST COMPANY
TypeBank
AddressVERO BEACH, FL 32963
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateDec 1, 2032
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
IndexOther
Max Rate10.5%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 5, 2020
Property Address4875 48TH AVE, VERO BEACH, FL 32967-0929
Document Number0033541321
Book / Page003354 / 001321
Instrument DateNov 5, 2020
Instrument66990
Transaction TypeTransfer
Record UpdatedDec 8, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4875 48TH AVE VERO BEACH FL 32967, VERO BEACH, FL 32967

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,879.00 (+12.57%) Homeowner's exemption$357,012 (+5.99%)$363,840 (+8.01%) Land $42,158 Building $321,682
2023$4,334.00 (+1,182.25%)$336,845 (+1,498.01%) Land $29,186 Building $307,659$336,845 (+1,498.01%) Land $29,186 Building $307,659
2022$338.00$21,079 Land $21,079$21,079 Land $21,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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