4875 227th Ave, Sioux Rapids, IA 50585 Property Records

Clay County property record for 4875 227th Ave, Sioux Rapids, IA 50585

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,110 sqft · built 1920
Lot Size	0.389 acres (16,932 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Aug 2008)
Tax Bill	$1,036 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`943619403020`

Property Details

APN / Parcel Number

Primary APN	`943619403020`
Alternative APN	`42094361940302000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
1st Floor Area	672 sqft
Attic	Attic
Attic Area	302 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Lot Area	16,932 sqft (0.389 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	4875 227TH AVE
City	SIOUX RAPIDS
State	IA
Zip	50585-7505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SUBURB
Legal Description	LOTS 2-6 BLK 10 & E 1/2 OF VAC ALLEY LYING W OF LOT 2-6 BLK 10
Legal Range	36W
Legal Township	94N
Legal Section	19
Legal Subdivision	CHICAGO MILWAUKEE & ST PAUL RA
Legal Block	10
Legal Lot Number	2-6
Jurisdiction	CLAY IA
Township / Civil Division	HERDLAND
Census Block Group	2
Census Block	2172
Census Tract	80100

Owner

Source: Clay County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4875 227TH AVE, SIOUX RAPIDS, IA 50585-7505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS SAVINGS BANK
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 6, 2017	Deed of Trust, Mortgage FARMERS TRUST & SAVINGS BANK
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2008 · Amount on Record
Deed Sale	Aug 25, 2008 · Amount on Record
Deed Document Number	20082468
Deed Book / Page	2008 / 2468
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Recording Date	Sep 25, 2026
Property Address	4875 227TH AVE, SIOUX RAPIDS, IA 50585-7505
Document Number	0000002386
Book / Page	2026 / 2386
Instrument Date	Sep 21, 2026
Instrument	20262386
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002386,
Date	Sep 25, 2026
Book Page	2026/2386
Instrument	20262386

Lender

Name	FARMERS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Recording Date	Apr 6, 2026
Property Address	4875 227TH AVE, SIOUX RAPIDS, IA 50585-7505
Document Number	0000000769
Book / Page	2026 / 769
Instrument Date	Mar 18, 2026
Instrument	2026769
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4875 227TH AVE, SIOUX RAPIDS, IA 50585-7505

Mortgage

Document Number	0000000769,
Date	Apr 6, 2026
Book Page	2026/769
Instrument	2026769

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.01%
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	4875 227TH AVE, SIOUX RAPIDS, IA 50585-7505
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/553
Date	Mar 6, 2017
Book Page	2017/553
Instrument	0553

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	4875 227TH AVE, SIOUX RAPIDS, IA 50585-7505
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0553
Date	Mar 6, 2017
Book Page	2017/0553
Instrument	2017 0553

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Sioux Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,036.00 (-0.38%) Homeowner's exemption	$114,170 (+4.65%) Land $4,240 Building $109,930	$114,170 (+4.65%) Land $4,240 Building $109,930
2024	$1,040.00 (+4.63%)
2023		$109,100 (+23.17%) Land $4,240 Building $104,860	$109,100 (+23.17%) Land $4,240 Building $104,860
2022	$994.00 Homeowner's exemption	$88,580 Land $4,240 Building $84,340
2021			$88,580 Land $4,240 Building $84,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Evertek Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Northwest Communications.

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