4874 Cole Rd, Fenwick, MI 48834 Property Records

Montcalm County property record for 4874 Cole Rd, Fenwick, MI 48834

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2012
Lot Size	20.2 acres (884,007 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Aug 2004)
Deeds & Mortgages	Apr 2022 Refinance Sep 2020 Mortgage + 1 more
APN	`003-035-006-50`

Property Details

APN / Parcel Number

Primary APN	`003-035-006-50`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,428 sqft Building Perimeter
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Lot Area	884,007 sqft (20.2 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4874 COLE RD
City	FENWICK
State	MI
Zip	48834-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. . N1/2 OF SE1/4 OF NE1/4 SEC 35 T9N R6W 20A
Legal Range	06W
Legal Township	09N
Legal Section	35
Jurisdiction	MONTCALM MI
Township / Civil Division	BUSHNELL
Census Block Group	1
Census Block	1066
Census Tract	971000

Owner

Source: Montcalm County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4874 COLE RD, FENWICK, MI 48834-9739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 19, 2018	Deed of Trust, Mortgage · VA Mortgage MID AMERICA MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2004 · Amount on Record
Deed Sale	Aug 26, 2004 · Amount on Record
Prior Sale	Aug 26, 2004 · Amount on Record
Deed Book / Page	1196 / 823
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	4874 COLE RD, FENWICK, MI 48834-9739
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R04676
Date	Apr 5, 2022
Instrument	2022R-04676

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	4874 COLE RD, FENWICK, MI 48834-9739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R10195
Date	Sep 18, 2020
Instrument	2020R-10195

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	4874 COLE RD, FENWICK, MI 48834-9739
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R11323
Date	Oct 19, 2018
Instrument	2018R-11323

Lender

Name	MID AMERICA MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Bushnell Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$178,800 (+16.79%)	$357,600 (+16.79%)
2025	$153,100	$306,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fiber Holding Fixed Wireless	100 / 20

May also be available: CMS Internet, Frontier, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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