4874 Co Rd 6, Waterloo, IN 46793 Property Records

DeKalb County property record for 4874 Co Rd 6, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,988 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$57,900 (May 2019)
Tax Bill	$929 (2025)
Deeds & Mortgages	Aug 2019 Second Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-07-300-006.000-005`

Property Details

APN / Parcel Number

Primary APN	`17-03-07-300-006.000-005`
Alternative APN	`040307300006`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,988 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	040307300006
Street Address	4874 COUNTY ROAD 6
City	WATERLOO
State	IN
Zip	46793-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW 1/4 SECTION 7 TWP 35 RANGE 14 ACRES 2.00
Jurisdiction	DE KALB IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3017
Census Tract	20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4874 COUNTY ROAD 6, WATERLOO, IN 46793-9759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HORIZON BANK
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Jun 15, 2012
Deed Document Number	20192377
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	4874 COUNTY ROAD 6, WATERLOO, IN 46793-9759
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903876
Date	Aug 19, 2019
Instrument	201903876

Lender

Name	HORIZON BANK
Type	Bank
Address	WATERLOO, IN 46793

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 6, 2024

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	May 30, 2019
Property Address	4874 COUNTY ROAD 6, WATERLOO, IN 46793-9759
Document Number	201902377
Instrument Date	May 24, 2019
Instrument	201902377
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4874 COUNTY ROAD 6, WATERLOO, IN 46793-9759

Mortgage

Document Number	201902378
Date	May 30, 2019
Instrument	201902378

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Franklin Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$929.00 (+6.9%)	$195,000 (+9.37%) Land $41,200 Building $153,800	$195,000 (+9.37%) Land $41,200 Building $153,800
2024	$869.00 (+11.27%)	$178,300 (+7.09%) Land $37,500 Building $140,800	$178,300 (+7.09%) Land $37,500 Building $140,800
2023	$781.00 (+9.54%)	$166,500 (+13.5%) Land $34,700 Building $131,800	$166,500 (+13.5%) Land $34,700 Building $131,800
2022	$713.00	$146,700 Land $30,200 Building $116,500	$146,700 Land $30,200 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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