4874 Church St, Applegate, MI 48401 Property Records

Sanilac County property record for 4874 Church St, Applegate, MI 48401

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$17,000 (Nov 2024)
Tax Bill	$623 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232-220-100-120-00`

Property Details

APN / Parcel Number

Primary APN	`232-220-100-120-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	4874 CHURCH ST
City	APPLEGATE
State	MI
Zip	48401-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T11N R14E SEC 36 LOT COM 20 RDS S AND 58 RDS E OF NW COR STAKE OF NW 1/4 OF NE 1/4 OF SEC 36, TH S 10 RDS, E 4 RDS, N 10 RDS,
Jurisdiction	SANILAC MI
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3050
Census Tract	970400

Owner

Source: Sanilac County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4874 CHURCH ST, APPLEGATE, MI 48401-7721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Deed Book / Page	1606 / 688
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANILAC MI
Recording Date	Aug 5, 2026
Property Address	4874 CHURCH ST, APPLEGATE, MI 48401-7721
Document Number	1669000069
Book / Page	1669 / 69
Instrument Date	Jul 27, 2026
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	2020 TITLE LLC, 2020 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4874 CHURCH ST, APPLEGATE, MI 48401-7721

Mortgage

Document Number	1669000069,
Date	Aug 5, 2026
Book Page	1669/69

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Sanilac County assessment roll, as of July 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Applegate Village
County	Sanilac County
County Subdivision	Washington Township
Unified School District	Croswell-Lexington Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,300 (+52.93%)	$130,600 (+52.93%)
2025	$623.00 (-3.86%) Homeowner's exemption	$42,700 (+16.35%)	$85,400 (+16.35%)
2023		$36,700	$73,400
2022	$648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AVS Broadband Fixed Wireless	50 / 7
Air Advantage Fixed Wireless	10 / 1

May also be available: AT&T, TEC Fiber.

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