San Diego County property record for 4873 Gardenia St, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,307 sqft · built 1986 |
| Lot Size | 0.186 acres (8,081 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Apr 2014) |
| Tax Bill | $4,504 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-661-26-00 |
| Primary APN | 157-661-26-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,307 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 8,081 sqft (0.186 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4873 GARDENIA ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 26 TR 011012 |
| Legal Subdivision | MURRAY MISSION |
| Legal Tract | 011012 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18521 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4873 GARDENIA ST, OCEANSIDE, CA 92057-5433 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TJ FINANCIAL INC |
| Mar 10, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2014 · Amount on Record |
| Deed Sale | Apr 17, 2014 · Amount on Record |
| Prior Sale | Jun 21, 1988 · Amount on Record |
| Deed Document Number | 2014152993 |
| Last Transfer Date | Dec 18, 2019 |
| Transfer Doc | 0000186045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4873 GARDENIA ST, OCEANSIDE, CA 92057-5433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 13269 COPPERWIND LN, SAN DIEGO, CA 92129-4663 |
| Document Number | 0000599359 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020-0599359 |
| Name | TJ FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | MONROVIA, CA 91016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 10, 2021 |
| Property Address | 4873 GARDENIA ST, OCEANSIDE, CA 92057-5433 |
| Document Number | 0000186045 |
| Map Reference | MAP 11012 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 2021-0186045 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4873 GARDENIA ST, OCEANSIDE, CA 92057-5433 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $406,360 (+2%) Land $109,258 Building $297,102 | |
| 2025 | $4,504.00 (+5.18%) | $398,393 (+4.04%) Land $107,116 Building $291,277 |
| 2023 | $4,282.00 (+1.54%) | $382,924 Land $102,957 Building $279,967 |
| 2022 | $4,217.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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