4872 Thousand Oaks Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 4872 Thousand Oaks Ct, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,152 sqft · built 1984
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on Record
Last Sale	$404,000 (Feb 2017)
Tax Bill	$5,596 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`230-0730-016-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0730-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,152 sqft Living Area
1st Floor Area	2,152 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,500 sqft (0.195 acres)
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4872 THOUSAND OAKS CT
City	CARMICHAEL
State	CA
Zip	95608-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	OAK CREEK 07, LOT 16
Legal Subdivision	OAK CREEK 07
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	7604

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4872 THOUSAND OAKS CT, CARMICHAEL, CA 95608-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 28, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 24, 2017	Deed of Trust, Mortgage · FHA Mortgage INTEGRITY FIRST FIN'L
Feb 24, 2017	Grant Deed, Transfer · FHA Mortgage INTEGRITY FIRST FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2017 · Amount on Record
Deed Sale	Feb 24, 2017 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Book / Page	20170224 / 1064
Prior Transfer Date	Apr 30, 2012
Prior Transfer Doc	0000001222
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4872 THOUSAND OAKS CT, CARMICHAEL, CA 95608-8000
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4872 THOUSAND OAKS CT, CARMICHAEL, CA 95608-8000

Mortgage

Document Number	0000000581
Date	Apr 28, 2022
Instrument	2022042800581

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4872 THOUSAND OAKS CT, CARMICHAEL, CA 95608-8000
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4872 THOUSAND OAKS CT, CARMICHAEL, CA 95608-8000

Mortgage

Document Number	2021090900525
Date	Sep 9, 2021
Instrument	2021090900525

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4872 THOUSAND OAKS CT, CARMICHAEL, CA 95608-8000
Document Number	2007200295
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4872 THOUSAND OAKS CT CARMICHAEL CA 956088000, CARMICHAEL, CA 95608-8000

Mortgage

Document Number	2007200295
Date	Jul 20, 2020
Instrument	2007200295

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4872 THOUSAND OAKS CT, CARMICHAEL, CA 95608-8000
Document Number	1903280930
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4872 THOUSAND OAKS CT CARMICHAEL CA 956088000, CARMICHAEL, CA 95608-8000

Mortgage

Document Number	1903280930
Date	Mar 28, 2019
Instrument	1903280930

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4872 THOUSAND OAKS CT, CARMICHAEL, CA 95608-8000
Document Number	0000000116
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4872 THOUSAND OAKS CT CARMICHAEL CA 956088000, CARMICHAEL, CA 95608-8000

Mortgage

Document Number	0000000116
Date	Mar 23, 2017
Book Page	170323/000116

Lender

Name	INTEGRITY FIRST FIN'L
Type	Funding / Finance Company
Address	6333 GREENWICH DR # 280, SAN DIEGO, CA 92122-5988

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 24, 2017
Property Address	4872 THOUSAND OAKS CT, CARMICHAEL, CA 95608-8000
Document Number	2240000001064
Book / Page	20170224 / 1064
Map Reference	MB 120 MAP 21
Instrument Date	Feb 21, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4872 THOUSAND OAKS CT, CARMICHAEL, CA 95608-8000

Mortgage

Document Number	201702241065
Date	Feb 24, 2017
Instrument	20170224/1065

Lender

Name	INTEGRITY FIRST FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,248 (+2%) Land $153,891 Building $324,357
2025	$5,596.00 (+0.96%)	$468,872 (+4.04%) Land $150,874 Building $317,998
2024	$5,543.00 (+2.61%)
2023	$5,402.00 (+0.52%)	$450,666 Land $145,016 Building $305,650
2022	$5,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, Fidium Fiber.

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