Ventura County property record for 4872 Cardinal Way, Oak Park, CA 91377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,406 sqft · built 1989 |
| Lot Size | 0.214 acres (9,304 sqft) |
| Owner | Individual Name on File |
| Last Sale | $830,000 (Aug 2012) |
| Tax Bill | $13,405 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 685-0-260-435 |
| Primary APN | 685-0-260-435 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,406 sqft Living Area |
| 1st Floor Area | 1,877 sqft |
| 2nd Floor Area | 1,529 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 9,304 sqft (0.214 acres) |
| Garage Area | 717 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 77 sqft |
| Patio Area | 160 sqft |
| Street Address | 4872 CARDINAL WAY |
|---|---|
| City | OAK PARK |
| State | CA |
| Zip | 91377-4760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD-2.3 |
| Legal Description | TRACT: 434900 LOT: 28 REF: 113MR 45 |
| Legal Subdivision | STERLING OAKS RANCH |
| Legal Tract | 434900 |
| Legal Block | 260 |
| Legal Lot Number | 28 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | THOUSAND OAKS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 7406 |
4872 Cardinal Way is owned and occupied by an individual who acquired it in January 2021.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4872 CARDINAL WAY, OAK PARK, CA 91377-4760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit MASSACHUSETTS INSTITUTE OF TECH FCU |
| Jan 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2012 · Amount on File |
| Deed Sale | Aug 30, 2012 · Amount on File |
| Prior Sale | Aug 31, 2001 · Amount on File |
| Deed Document Number | 2012153624 |
| Last Transfer Date | Jan 11, 2021 |
| Transfer Doc | 0000018192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 4872 CARDINAL WAY, OAK PARK, CA 91377-4760 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000120327 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 20210621-00120327 |
| Name | MASSACHUSETTS INSTITUTE OF TECH FCU |
|---|---|
| Type | Credit Union |
| Address | CAMBRIDGE, MA 02139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jan 29, 2021 |
| Property Address | 4872 CARDINAL WAY, OAK PARK, CA 91377-4760 |
| Document Number | 0000018192 |
| Map Reference | MB 113 PG 45-48 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 20210129-00018192 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4872 CARDINAL WAY, OAK PARK, CA 91377-4760 |
| Document Number | 0000018193 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 20210129-00018193 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 4872 Cardinal Way was $13,405 with a homeowner's exemption, up 3.3% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Unified School District | Oak Park Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,042,512 (+2%) Land $521,257 Building $521,255 | |
| 2025 | $13,405.00 (+3.32%) Homeowner's exemption | $1,022,071 Land $511,036 Building $511,035 |
| 2024 | $12,974.00 (+0.54%) | |
| 2023 | $12,904.00 (+4.27%) Homeowner's exemption | $982,384 Land $491,192 Building $491,192 |
| 2022 | $12,375.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4872 Cardinal Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1998–2023) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Feb 2023 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4872 Cardinal Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRIUNFO WATER & SANITATION DISTRICT private · serves 13,898 people · EPA ID CA5610043 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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