4871 Gilmore Rd, Holt, FL 32564 Property Records

Okaloosa County property record for 4871 Gilmore Rd, Holt, FL 32564

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,704 sqft · built 1988
Lot Size	4.38 acres (191,228 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Nov 2021)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1718-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1718-1`
Alternative APN	`29-3N-24-0000-0002-0030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,704 sqft Heated Area
Gross Area	2,012 sqft
1st Floor Area	384 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	191,228 sqft (4.38 acres)
Porch	Open Porch
Porch Area	308 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4871 GILMORE RD
City	HOLT
State	FL
Zip	32564-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR N1738.15 FT S16 DEG E286.75 FT E244.95 FT S80 DEG E107.78 FT N33.50 FT TO POB S80 DEG E280 FT N674.50 FT TO CREEK
Legal Range	24
Legal Township	03N
Legal Section	29
Legal Subdivision	CREEK WLY ALG CREEK
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2047
Census Tract	20101

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4871 GILMORE RD, HOLT, FL 32564-9442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
May 14, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Jun 19, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	3505350
Deed Book / Page	3587 / 807
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 15, 2021
Property Address	4871 GILMORE RD, HOLT, FL 32564-9442
Document Number	0035870807
Book / Page	3587 / 807
Instrument Date	Nov 12, 2021
Instrument	3505350
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4871 GILMORE RD, 4871, HOLT, FL 32564-9442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4403 WILKERSON BLUFF RD, HOLT, FL 32564-9631

Mortgage

Document Number	3587809
Date	Nov 15, 2021
Instrument	3587/809

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4871 GILMORE RD, HOLT, FL 32564-9442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033494191
Date	May 14, 2018
Book Page	3349/4191
Instrument	3206481

Lender

Name	SYNOVUS BANK
Type	Bank
Address	31900

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 19, 2020
Property Address	4871 GILMORE RD, HOLT, FL 32564-9442
Document Number	0034700736
Book / Page	3470 / 736
Instrument Date	Jun 18, 2020
Instrument	3367139
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	PRATT AYCOCK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 HIGHWAY C 180, 1100, BAKER, FL 32531-7111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4871 GILMORE RD, HOLT, FL 32564-9442

Mortgage

Document Number	0003470738
Date	Jun 19, 2020
Instrument	3470/738

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,271.00 (-2.03%) Homeowner's exemption	$261,781 (-1.32%) Land $32,465 Building $229,316	$261,781 (-2.74%) Land $32,465 Building $229,316
2023	$2,318.00 (+2.34%) Homeowner's exemption	$265,291 (+3%)	$269,155 (+4.5%) Land $27,582 Building $241,573
2022	$2,265.00 Homeowner's exemption	$257,564 Land $25,778 Building $231,786	$257,564 Land $25,778 Building $231,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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