4870 Summerside Dr, Clover, SC 29710 Property Records

York County property record for 4870 Summerside Dr, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,232 sqft · built 2018
Lot Size	0.354 acres (15,403 sqft)
Owner	Individual Name on Record
Last Sale	$372,095 (Nov 2018)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`559-01-01-453`

Property Details

APN / Parcel Number

Primary APN	`559-01-01-453`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,232 sqft Living Area
Gross Area	5,382 sqft
1st Floor Area	1,360 sqft
2nd Floor Area	1,700 sqft
Basement Area	1,360 sqft
Finished Basement	1,172 sqft
Unfinished Basement	188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	15,403 sqft (0.354 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	502 sqft

Location & Zoning

Street Address	4870 SUMMERSIDE DR
City	CLOVER
State	SC
Zip	29710-9153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	SOMERSET AT AUTUMN COVE LT 450
Legal Subdivision	SOMERSET AT AUTUMN COVE
Legal Lot Number	450
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	4
Census Block	4002
Census Tract	61708

Owner

Source: York County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4870 SUMMERSIDE DR, CLOVER, SC 29710-9153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 21, 2018	Special Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU
Oct 6, 2017	Loan Modification, Mortgage ATTORNEY ONLY
Oct 16, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	201849776
Deed Book / Page	17289 / 60
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4870 SUMMERSIDE DR, CLOVER, SC 29710-9153
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1997700145
Date	Feb 11, 2022
Book Page	19977/145
Instrument	2022007046

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4870 SUMMERSIDE DR, CLOVER, SC 29710-9153
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1894300337
Date	Jan 26, 2021
Book Page	18943/337
Instrument	2021004421

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	YORK SC
Recording Date	Nov 21, 2018
Property Address	4870 SUMMERSIDE DR, CLOVER, SC 29710-9153
Document Number	1728900060
Book / Page	17289 / 060
Map Reference	MB D-332 PG 3Y
Instrument Date	Nov 20, 2018
Instrument	2018049776
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,378.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2857 WESTPORT RD, 2857, CHARLOTTE, NC 28208-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4870 SUMMERSIDE DR, CLOVER, SC 29710-9153

Mortgage

Document Number	2018049777
Date	Nov 21, 2018
Instrument	2018049777

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK SC
Property Address	4870 SUMMERSIDE DR, CLOVER, SC 29710-9153
Document Number	1664200153
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Oct 16, 2017
Property Address	4870 SUMMERSIDE DR, CLOVER, SC 29710-9153
Document Number	1664200151
Book / Page	016642 / 000151
Instrument Date	Oct 6, 2017
Instrument	44496
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$733.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,650.00 (+8.65%)	$19,361 (+15%) Land $2,313 Building $17,048	$627,800 (+39.2%) Land $75,000 Building $552,800
2023	$2,439.00	$16,836 Land $2,426 Building $14,410	$450,997 Land $65,000 Building $385,997

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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