4870 Pointillist Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 4870 Pointillist Ct, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,243 sqft · built 1992
Lot Size	0.126 acres (5,468 sqft)
Owner	2 Company Names on Record
Last Sale	$337,500 (Apr 2009)
Tax Bill	$3,775 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-730-28-00`

Property Details

APN / Parcel Number

Primary APN	`161-730-28-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,243 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	5,468 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4870 POINTILLIST CT
City	OCEANSIDE
State	CA
Zip	92057-7906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 66 TR 012700
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012700
Legal Block	2
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	18525

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4870 POINTILLIST CT, OCEANSIDE, CA 92057-7906
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2009 · Amount on Record
Deed Sale	Apr 3, 2009 · Amount on Record
Prior Sale	Jan 20, 2009 · Amount on Record
Deed Document Number	2009169445
Last Transfer Date	May 22, 2025
Transfer Doc	0000137426
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4870 POINTILLIST CT, OCEANSIDE, CA 92057-7906
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4870 POINTILLIST CT, OCEANSIDE, CA 92057-7906

Mortgage

Document Number	0000066304
Date	Feb 14, 2022
Instrument	2022-0066304

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4870 POINTILLIST CT, OCEANSIDE, CA 92057-7906
Document Number	0000501856
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4870 POINTILLIST CT OCEANSIDE CA 920577906, OCEANSIDE, CA 92057-7906

Mortgage

Document Number	0000501856
Date	Dec 6, 2018
Instrument	501856

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2028

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,119 (+2%) Land $220,008 Building $296,111
2025	$3,775.00 (-27.7%)	$506,000 (+4.04%) Land $215,695 Building $290,305
2023	$5,221.00 (+0.29%) Homeowner's exemption	$486,353 Land $207,320 Building $279,033
2022	$5,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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