Frederick County property record for 4870 McLauren Ct, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,572 sqft · built 2002 |
| Lot Size | 0.364 acres (15,847 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (May 2016) |
| Tax Bill | $6,152 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-033468 |
| Primary APN | 01-033468 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,672 sqft Living Area |
| Gross Area | 4,072 sqft |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,847 sqft (0.364 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Deck Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 033468 |
|---|---|
| Street Address | 4870 MCLAUREN CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 186 SECTION 1 PLAT 9-15,847 SQ. FT. WELLINGTON TRACE |
| Legal Subdivision | WELLINGTON TRACE SEC 01 09 |
| Legal Lot Number | 186 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 752301 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4870 MCLAUREN CT, FREDERICK, MD 21703-6843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SKYPOINT FEDERAL CREDIT UNION |
| Oct 26, 2018 | Deed of Trust, Mortgage · Line of Credit MONTGOMERY COUNTY EMPLOYEES FCU |
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2016 · Amount on Record |
| Deed Sale | May 18, 2016 · Amount on Record |
| Prior Sale | Mar 21, 2002 · Amount on Record |
| Deed Book / Page | 11141 / 392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4870 MCLAUREN CT, FREDERICK, MD 21703-6843 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0163270044 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 16327/44 |
| Name | SKYPOINT FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 27, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4870 MCLAUREN CT, FREDERICK, MD 21703-6843 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0126870092 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 12687/0092 |
| Name | MONTGOMERY COUNTY EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4870 MCLAUREN CT, FREDERICK, MD 21703-6843 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0151670023 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 15167/23 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION INC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,733 (+26.02%) | $614,800 (+30.64%) Land $120,600 Building $494,200 | |
| 2025 | $6,152.00 (+14.82%) | ||
| 2023 | $5,358.00 Homeowner's exemption | $449,733 | $470,600 Land $105,400 Building $365,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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