4870 Lone Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 4870 Lone Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,328 sqft · built 1971
Lot Size	5.17 acres (225,597 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2022)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	May 2026 Transfer Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-04-2121-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-04-2121-000`
Alternative APN	`28-12-3-04-2121-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Lot Area	225,597 sqft (5.17 acres)
Lot Dimensions	404 ft deep x 208 ft wide
Garage Area	1,368 sqft
Parking Spaces	5 Parking Spaces
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4870 LONE RD
City	FREELAND
State	MI
Zip	48623-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 21 INDIAN RESERVE ACRES & ALSO INCLUDING COM AT N 1/4 CORN OF SEC 4 TH S 00?00'00" E 987 FT ALG N & S 1/4 LINE OF SD SEC
Legal Range	03E
Legal Township	12N
Legal Section	04
Legal Subdivision	INDIAN RESERVE ACRES
Legal Lot Number	21,7
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	1
Census Block	1007
Census Tract	12002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4870 LONE RD, FREELAND, MI 48623-9207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 11, 2022	Warranty Deed, Transfer
Jul 14, 2021	Warranty Deed, Transfer
Oct 7, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	202219481
Last Transfer Date	Aug 1, 2024
Transfer Doc	0000017799
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	May 14, 2026
Property Address	4870 LONE RD, FREELAND, MI 48623-9207
Document Number	0000013177
Instrument Date	May 13, 2026
Instrument	202613177
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4870 LONE RD, FREELAND, MI 48623-9207

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 11, 2022
Property Address	4870 LONE RD, FREELAND, MI 48623-9207
Document Number	0000019481
Map Reference	LB 16 PG 38
Instrument Date	Jul 7, 2022
Instrument	2022019481
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4916 LONE RD, 4916, FREELAND, MI 48623-9276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4870 LONE RD, FREELAND, MI 48623-9207

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 14, 2021
Property Address	4870 LONE RD, FREELAND, MI 48623-9207
Document Number	2021024211
Map Reference	LB 16 PG 38
Instrument Date	Jul 14, 2021
Instrument	2021024211
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4916 LONE RD, 4916, FREELAND, MI 48623-9276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 LONE RD, FREELAND, MI 48623-9276

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 7, 2020
Property Address	4870 LONE RD, FREELAND, MI 48623-9207
Document Number	0000025239
Instrument Date	Oct 7, 2020
Instrument	25239
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4619 LONE RD FREELAND MI 48623, FREELAND, MI 48623

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,200 (+2.75%)	$254,400 (+2.75%)
2025	$4,452.00 Homeowner's exemption	$123,800	$247,600
2022	$1,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2022)
Most Recent Claim	Aug 2022 · other causes
Claims by Event	Severe Storms And Flooding, May 2020 · 3 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lone Rd

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