4870 Guerley Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4870 Guerley Rd, Cincinnati, OH 45238

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,170 sqft · built 1923
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on File
Last Sale$110,500 (Jan 2007)
Tax Bill$3,340 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Sep 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN183-0002-0476-00

Property Details

APN / Parcel Number

Primary APN183-0002-0476-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,170 sqft Finished Area
1st Floor Area1,142 sqft
2nd Floor Area1,028 sqft
Upper Floors Area1,028 sqft
Basement Area1,142 sqft

Exterior

Year BuiltBuilt 1923
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area361 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area224 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address4870 GUERLEY RD
CityCINCINNATI
StateOH
Zip45238-4039
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description4870 GUERLEY RD 50 X 125 IRR PT LOTS 24-25 NEW OVERLOO
Legal SubdivisionNEW OVERLOOK
Legal Lot Number24-25 25
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1000
Census Tract10005

Owner

4870 Guerley Rd, a duplex, is owned and occupied by an individual who bought it in January 2007.

Source: Hamilton County records, as of February 19, 2026

Owner of RecordIndividual Name on File
Mailing Address4870 GUERLEY RD, CINCINNATI, OH 45238-4039
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 19, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 8, 2026Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2007 · Amount on File
Deed SaleJan 12, 2007 · Amount on File
Prior SaleApr 9, 2004
Deed Document Number114830
Deed Book / Page10446 / 02508
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4870 GUERLEY RD, CINCINNATI, OH 45238-4039
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4870 GUERLEY RD, CINCINNATI, OH 45238-4039

Mortgage

Document Number0000069807
DateJul 15, 2022
Book Page14709/175
Instrument2022-0069807
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJun 8, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4870 GUERLEY RD, CINCINNATI, OH 45238-4039
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4870 GUERLEY RD, CINCINNATI, OH 45238-4039

Mortgage

Document Number0000072657
DateSep 19, 2025
Book Page15504/667
Instrument2025-0072657
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueSep 28, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJan 8, 2026
Property Address4870 GUERLEY RD, CINCINNATI, OH 45238-4039
Document Number0000001845
Book / Page15578 / 1056
Instrument DateJan 6, 2026
Instrument2026-0001845
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4870 GUERLEY RD, CINCINNATI, OH 45238-4039

Tax Assessment & Valuation

The 2025 property tax bill for 4870 Guerley Rd was $3,340, up 1.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,340.00 (+1.67%)$53,379 (-) Land $5,212 Building $48,167
2024$3,285.00 (-1.23%)$53,379 (-) Land $5,212 Building $48,167
2023$3,326.00 (+42.08%)$53,379 (+58.29%) Land $5,212 Building $48,167$152,510 Land $14,890 Building $137,620
2022$2,341.00 Homeowner's exemption$33,723 Land $5,180 Building $28,543
2020$96,350 Land $14,800 Building $81,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4870 Guerley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4870 Guerley Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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