4870 E Island Beach Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 4870 E Island Beach Ln, Duluth, MN 55803

Property Summary

Property TypeSeasonal / Vacation Home
Details1 ba · 788 sqft
Lot Size1.88 acres (81,893 sqft)
OwnerCompany Name on Record
Tax Bill$692 (2026)
Flood ZoneZone A (high risk)
APN365-0010-02190

Property Details

APN / Parcel Number

Primary APN365-0010-02190
Alternative APN
  • 1082390

Interior

Full Baths1 Bath
Stories1 Story
Building Area788 sqft Gross Area
1st Floor Area788 sqft

Exterior

Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Lot Area81,893 sqft (1.88 acres)

Exterior Amenities

PorchPorch
Porch Area112 sqft
Deck Area84 sqft
Storage Building48 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelWood

Location & Zoning

Account Number1082390
Street Address4870 E ISLAND BEACH LN
CityDULUTH
StateMN
Zip55803
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionEAST 660 FT OF LOT 1 EX THAT PART SUBJECT TOFLOWAGE RIGHTS SERIAL #
Legal Range15W
Legal Township52N
Legal Section13
Legal SubdivisionFREDENBERG TOWN OF
Legal Lot Number1
JurisdictionST LOUIS MN
Township / Civil DivisionFREDENBERG
Census Block Group1
Census Block1017
Census Tract10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address225 9TH ST E, 505, SAINT PAUL, MN 55101-2521
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 7, 2012
Transfer Doc0000915355
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFredenberg Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$692.00 (-2.54%)
2025$710.00 (+1.72%)$99,700 (+34.19%) Land $26,900 Building $72,800$99,700 (+34.19%) Land $26,900 Building $72,800
2024$698.00$74,300 (+4.65%) Land $19,800 Building $54,500$74,300 (+4.65%) Land $19,800 Building $54,500
2022$71,000 Land $19,100 Building $51,900$71,000 Land $19,100 Building $51,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Starlink
Satellite
280 / 30

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