4870 Dundee Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 4870 Dundee Rd, Winter Haven, FL 33884

Property Summary

Property TypeCommercial Vacant Land
Lot Size5.7 acres (248,331 sqft)
OwnerCompany Name on Record
Last Sale$1,275,000 (Dec 2021)
Tax Bill$5,107 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN27-28-30-000000-034003

Property Details

APN / Parcel Number

Primary APN27-28-30-000000-034003
Alternative APNs
  • 302827000000034003
  • 02827000

Exterior

Lot Area248,331 sqft
View / LotCommercial

Location & Zoning

Street Address4870 DUNDEE RD
CityWINTER HAVEN
StateFL
Zip33884-1299
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeXX
Legal DescriptionBEG AT PT ON S R/W OF SR 542 & W LINE OF E1/2 OF SW1/4 OF NW1/4 RUN SELY ALONG SAID S R/W & CURVE 114.50 FT S31-01-45W 97.19 FT S89-34-03W 46.81 FT N00-25-57W 142.84 FT TO POB & LESS BEG AT PT ON S R/W OF SR 542 & W LINE OF E1/2 OF SW1/4 OF NW1/4 RUN
Legal Range27E
Legal Township28S
Legal Section30
Legal SubdivisionCYPRESSWOOD
Legal Tract000000
Legal Block2
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2062
Census Tract14123

Owner

Source: Polk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4900 DUNDEE RD, WINTER HAVEN, FL 33884-1183
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Prior SaleJul 29, 2005 · Amount on Record
Deed Document Number2021327669
Deed Book / Page12030 / 470
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateSep 29, 2026
Property Address4870 DUNDEE RD, WINTER HAVEN, FL 33884-1299
Document Number0000234553
Book / Page14169 / 2231
Instrument DateSep 28, 2026
Instrument2026234553
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust, 203
Address4900 DUNDEE RD, WINTER HAVEN, FL 33884-1183

Mortgage

Document Number0000234553,
DateSep 29, 2026
Book Page14169/2231
Instrument2026234553
Lender
NameBANCFLORIDA
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$273,165 (-) Land $273,165$273,165 (-) Land $273,165
2025$5,107.00 (+6,283.75%)$273,165 (+6,288.33%) Land $273,165$273,165 (-) Land $273,165
2023$80.00 (+116.22%)$4,276 (+114.34%) Land $4,276$273,165 (-) Land $273,165
2022$37.00$1,995 Land $1,995$273,165 Land $273,165

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 105 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies105 in force
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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