4870 Dover Rd, Bloomfield Hills, MI 48304 Property Records

Oakland County property record for 4870 Dover Rd, Bloomfield Hills, MI 48304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,099 sqft · built 1966
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Dec 2010)
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-19-24-128-011`

Property Details

APN / Parcel Number

Primary APN	`C-19-24-128-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,099 sqft Living Area
1st Floor Area	1,857 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	77,972 sqft (1.79 acres)
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	4870 DOVER RD
City	BLOOMFIELD HILLS
State	MI
Zip	48304-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R10E, SEC 23 & 24 BLOOMFIELD ESTATES SUB LOT 117
Legal Range	10E
Legal Township	02N
Legal Section	23
Legal Subdivision	BLOOMFIELD ESTATES SUB
Legal Lot Number	117
Jurisdiction	OAKLAND MI
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1009
Census Tract	150500

Owner

4870 Dover Rd is owned and occupied by two individuals who acquired it in November 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4870 DOVER RD, BLOOMFIELD HILLS, MI 48304-3629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Nov 20, 2020	Quit Claim Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2010 · Amount on File
Deed Sale	Dec 30, 2010 · Amount on File
Prior Sale	Jul 18, 1995 · Amount on File
Deed Document Number	2010233493
Deed Book / Page	42692 / 115
Last Transfer Date	Nov 14, 2020
Transfer Doc	0000246231
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4870 DOVER RD, BLOOMFIELD HILLS, MI 48304-3629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119407
Date	Jun 21, 2017
Book Page	50788/00709
Instrument	119407

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 20, 2020
Property Address	4870 DOVER RD, BLOOMFIELD HILLS, MI 48304-3629
Document Number	0000246231
Book / Page	55213 / 678
Map Reference	LB 10 PG 44
Instrument Date	Nov 14, 2020
Instrument	246231
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4870 DOVER RD, BLOOMFIELD HILLS, MI 48304-3629

Mortgage

Document Number	0055213680
Date	Nov 20, 2020
Instrument	55213/680

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4870 Dover Rd was $6,520 with a homeowner's exemption, down 43.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Bloomfield Charter Township
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,520.00 (-43.26%) Homeowner's exemption	$446,840 Land $186,940 Building $259,900	$893,680 Land $373,880 Building $519,800
2024	$11,490.00
2023		$412,250	$824,500
2021	$10,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4870 Dover Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4870 Dover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRMINGHAM serves 20,472 people · EPA ID MI0000730
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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