4870 Clover Ranch Ln, Loomis, CA 95650 Property Records

Placer County property record for 4870 Clover Ranch Ln, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,798 sqft · built 2007
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Company Names on File
Last Sale	$1,980,000 (Dec 2024)
Tax Bill	$6,668 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-030-069-000`

Property Details

APN / Parcel Number

Primary APN	`030-030-069-000`
Alternative APN	`030-030-069`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,798 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	200,376 sqft
Garage Area	1,131 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-030-069
Street Address	4870 CLOVER RANCH LN
City	LOOMIS
State	CA
Zip	95650-7934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RABX
Legal Description	4.6 AC LOT 8 LO0MIS RANCH PHASE 1 MOR W-14
Legal Subdivision	LO0MIS RANCH
Legal Lot Number	8
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2002
Census Tract	21203

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	4870 CLOVER RANCH LN, LOOMIS, CA 95650-7934
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage KARPE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on File
Deed Sale	Dec 16, 2024 · Amount on File
Prior Sale	Jun 10, 2011 · Amount on File
Deed Document Number	202468068
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	0000060109
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4870 CLOVER RANCH LN, LOOMIS, CA 95650-7934
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4870 CLOVER RANCH LN, LOOMIS, CA 95650-7934

Mortgage

Document Number	0000019612
Date	Apr 17, 2024
Instrument	2024-0019612

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4870 CLOVER RANCH LN, LOOMIS, CA 95650-7934
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4870 CLOVER RANCH LN, LOOMIS, CA 95650-7934

Mortgage

Document Number	0000038609
Date	Mar 19, 2021
Instrument	2021-0038609

Lender

Name	KARPE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$569,845 (+2%) Land $270,563 Building $299,282
2025	$6,668.00 (-43.66%) Homeowner's exemption	$558,672 (-45.71%) Land $265,258 Building $293,414
2023	$11,836.00 (+0.26%)	$1,028,967 Land $277,066 Building $751,901
2022	$11,805.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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