Hamilton County property record for 487 Welland Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,630 sqft · built 1965 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,000 (Jul 2019) |
| Tax Bill | $4,263 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0043-0235-00 |
| Primary APN | 540-0043-0235-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,511 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,140 sqft |
| Finished Basement | 490 sqft |
| Unfinished Basement | 650 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Patio Area | 475 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 487 WELLAND DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | WELLAND DR 60 X 130 LOT 25 WINFIELD PARK SUB BLK B |
| Legal Subdivision | WINFIELD PARK SUB |
| Legal Block | B |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21401 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 487 WELLAND DR, CINCINNATI, OH 45238-5321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPTION FINANCIAL LLC |
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Oct 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage OPTION FINANCIAL LLC |
| Nov 18, 2021 | Re-recorded Document |
| Jul 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on Record |
| Deed Sale | Jul 16, 2019 · Amount on Record |
| Prior Sale | Oct 3, 1995 |
| Deed Document Number | 201957016 |
| Deed Book / Page | 13959 / 651 |
| Last Transfer Date | Oct 28, 2021 |
| Transfer Doc | 0000139795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 487 WELLAND DR, CINCINNATI, OH 45238-5321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | TTAI |
| Name | Verified Name |
|---|
| Document Number | 0000145024 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 14555/2804 |
| Instrument | 2021-0145024 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 487 WELLAND DR, CINCINNATI, OH 45238-5321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 487 WELLAND DR, CINCINNATI, OH 45238-5321 |
| Document Number | 0000070752 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 15499/1451 |
| Instrument | 2025-0070752 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45247 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 29, 2021 |
| Property Address | 487 WELLAND DR, CINCINNATI, OH 45238-5321 |
| Document Number | 0000131533 |
| Book / Page | 14534 / 1439 |
| Map Reference | MB 118 PG 45 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021-0131533 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | TTA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 487 WELLAND DR, CINCINNATI, OH 45238-5321 |
| Document Number | 0000131534 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-0131534 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 18, 2021 |
| Property Address | 487 WELLAND DR, CINCINNATI, OH 45238-5321 |
| Document Number | 0000139795 |
| Book / Page | 14547 / 2850 |
| Map Reference | MB 118 PG 45&46 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021-0139795 |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 790415, SAINT LOUIS, MO 63179-0415 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 16, 2019 |
| Property Address | 487 WELLAND DR, CINCINNATI, OH 45238-5321 |
| Document Number | 0000057016 |
| Book / Page | 13959 / 00651 |
| Map Reference | MB 118 PG 45&46 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2019-0057016 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 487 WELLAND DR, CINCINNATI, OH 45238-5321 |
| Document Number | 0000057017 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-0057017 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,263.00 (+2.5%) | $71,712 (-) Land $10,500 Building $61,212 | $204,890 (-) Land $30,000 Building $174,890 |
| 2024 | $4,159.00 (-0.29%) | $71,712 (-) Land $10,500 Building $61,212 | |
| 2023 | $4,171.00 (+19.04%) | $71,712 (+33.92%) Land $10,500 Building $61,212 | $204,890 (+33.92%) Land $30,000 Building $174,890 |
| 2022 | $3,504.00 Homeowner's exemption | $53,550 Land $9,128 Building $44,422 | |
| 2020 | $153,000 Land $26,080 Building $126,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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