487 Trapier Dr, Charleston, SC 29412 Property Records

Charleston County property record for 487 Trapier Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,560 sqft · built 1965
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Feb 2021)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454-08-00-002`

Property Details

APN / Parcel Number

Primary APN	`454-08-00-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,748 sqft
Upper Floors Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Tri-Level
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	175 ft deep x 133 ft wide

Exterior Amenities

Porch	Slab
Porch Area	409 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	487 TRAPIER DR
City	CHARLESTON
State	SC
Zip	29412-9186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -FT JOHNSON ESTATES DESCRIPTION -LT 13 BLK K
Legal Subdivision	FT JOHNSON ESTATES
Legal Block	K
Legal Lot Number	13
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1062
Census Tract	2005

Owner

487 Trapier Dr is owned and occupied by two individuals who bought it in February 2021.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	487 TRAPIER DR, CHARLESTON, SC 29412-9186
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 2, 2021	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2021 · Amount on File
Deed Sale	Feb 2, 2021 · Amount on File
Prior Sale	Jul 11, 2005 · Amount on File
Prior Transfer Date	Oct 31, 2012
Prior Transfer Doc	0289/0356
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	487 TRAPIER DR, CHARLESTON, SC 29412-9186
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 TRAPIER DRIVE, WILMINGTON, NC 28412

Mortgage

Document Number	0013340031
Date	Aug 28, 2025
Book Page	1334/31

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 2, 2021
Property Address	487 TRAPIER DR, CHARLESTON, SC 29412-9186
Document Number	09560936
Book / Page	956 / 936
Map Reference	MB K PG 60
Instrument Date	Jan 28, 2021
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	487 TRAPIER DR, CHARLESTON, SC 29412-9186

Mortgage

Document Number	956937
Date	Feb 2, 2021
Instrument	956/937

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 487 Trapier Dr was $3,848, up 18.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,848.00 (+18.51%)	$609,500 (+2,599.29%) Land $177,203 Building $432,297	$773,900 Land $225,000 Building $548,900
2024	$3,247.00	$22,580
2022	$7,898.00	$31,800	$530,000 Land $190,100 Building $339,900
2020			$530,000 Land $190,100 Building $339,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 487 Trapier Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	87 (1979–2023)
Claims Outside the SFHA	15 of 87
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 11 claims Hurricane Hugo, Sep 1989 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Trapier Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 83% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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