487 South Ave E, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 487 South Ave E, Cranford, NJ 07016

Property Summary

Property TypeDuplex
Details896 sqft · built 1940
Lot Size0.08 acres (3,498 sqft)
Owner2 Individual Names on File
Last Sale$275,100 (Feb 2017)
Tax Bill$7,132 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-00510-0000-00011

Property Details

APN / Parcel Number

Primary APN03-00510-0000-00011
Alternative APNs
  • 030051000011
  • 6037004

Interior

Stories2 Stories
Building Area896 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleDuplex Single
Exterior MaterialStucco
Lot Area3,498 sqft (0.08 acres)

Location & Zoning

Account Number6037004
Street Address487 SOUTH AVE E
CityCRANFORD
StateNJ
Zip07016-3203
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block510
Legal Lot Number11
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group1
Census Block1017
Census Tract37200

Owner

487 South Ave E, a duplex, is owned and occupied by two individuals who acquired it in June 2017.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address487 SOUTH AVE E, CRANFORD, NJ 07016-3203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 16, 2017Grant Deed, Transfer · Conventional Mortgage
COLDWELL BANKER HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2017 · Amount on File
Deed SaleFeb 16, 2017 · Amount on File
Prior SaleFeb 16, 2017 · Amount on File
Deed Document Number2017636801
Deed Book / Page6172 / 807
Last Transfer DateJun 7, 2017
Transfer Doc288353
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address487 SOUTH AVE E, CRANFORD, NJ 07016-3203
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148423127
DateDec 22, 2020
Book Page14842/3127
Instrument706483
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateFeb 16, 2017
Property Address487 SOUTH AVE E, CRANFORD, NJ 07016-3203
Document Number0061720807
Book / Page006172 / 000807
Instrument DateFeb 13, 2017
Instrument283420
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyTIER ONE TITLE, TITLE RESOURCES GUARANTY CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address487 SOUTH AVE E CRANFORD NJ 070163203, CRANFORD, NJ 07016-3203

Mortgage

Document Number142340788
DateFeb 16, 2017
Book Page014234/000788
Instrument636816
Lender
NameCOLDWELL BANKER HM LNS
TypeFunding / Finance Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 487 South Ave E was $7,132, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,400 (-) Land $51,800 Building $46,600$98,400 (-) Land $51,800 Building $46,600
2025$7,132.00 (+6.91%)$98,400 Land $51,800 Building $46,600$98,400 Land $51,800 Building $46,600
2024$6,671.00
2023$98,400 Land $51,800 Building $46,600$98,400 Land $51,800 Building $46,600
2022$6,506.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 487 South Ave E in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1978–2021)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 487 South Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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