487 Ridgecrest Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 487 Ridgecrest Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Lot Size0.337 acres (14,700 sqft)
OwnerOwner Name on File
Last Sale$92,500 (Dec 2002)
Tax Bill$1,414 (2025)
Flood ZoneZone AE (high risk)
APN40-23-01-351-005

Property Details

APN / Parcel Number

Primary APN40-23-01-351-005
Alternative APNs
  • 0088714-000000-2
  • 10004604987

Exterior

Lot Area14,700 sqft (0.337 acres)
Lot Dimensions196 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004604987
Old Parcel Number00887140000002
Street Address487 RIDGECREST DR
CityPUNTA GORDA
StateFL
Zip33982
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPRS 001 0001 0048 PEACE RIVER SHORES UNIT 1 BLK 1 LT 48 1163/2033 1352/532 2139/118
Legal Range23E
Legal Township40S
Legal Section01
Legal SubdivisionPEACE RIVER SHORES
Legal Block1
Legal Lot Number48
Legal Unit1
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1026
Census Tract10200

Owner

The current owner of 487 Ridgecrest Dr bought it in December 2002.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordOwner Name on File
Mailing Address250 CARICA RD, NAPLES, FL 34108-2619

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2002 · Amount on File
Deed SaleDec 10, 2002 · Amount on File
Prior SaleJul 5, 1994
Deed Document Number0213900118
Deed Book / Page02139 / 00118
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 487 Ridgecrest Dr was $1,414.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,414.00$93,745$110,288 Land $102,188 Building $8,100
2023$2,002.00 (+1.57%)$103,151 (-)$121,354 (+17.65%) Land $116,494 Building $4,860
2022$1,971.00$103,151 Land $99,020 Building $4,131$103,151 Land $99,020 Building $4,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 487 Ridgecrest Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Ridgecrest Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Nearby Properties on Ridgecrest Dr

Nearby Streets

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