Kenton County property record for 487 Rice Rd, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,448 sqft · built 1987 |
| Lot Size | 12.1 acres (531,084 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,497 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-00-005.00 |
| Primary APN | 072-00-00-005.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,448 sqft Finished Area |
| Gross Area | 3,273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 531,084 sqft (12.1 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0720000005.00 |
|---|---|
| Street Address | 487 RICE RD |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12.192 ACS SES RICE DR SHOWN AS PARCELS A & B ON ID PLAT |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 65800 |
Source: Kenton County records · APN 072-00-00-005.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 487 RICE RD, COVINGTON, KY 41015-2447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 22, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 1986 |
| Deed Sale | Oct 20, 1986 |
| Deed Document Number | 0000297135 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 487 RICE RD, COVINGTON, KY 41015-2447 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900153 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 207/451 |
| Instrument | 21042605900153 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 487 RICE RD, COVINGTON, KY 41015-2447 |
| Document Number | 0000000251 |
| Book / Page | 003975 / 000196 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 487 RICE RD COVINGTON KY 410152447, COVINGTON, KY 41015-2447 |
| Document Number | 0000000251 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 003975/000196 |
| Instrument | 251 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,497.00 (+9.73%) Homeowner's exemption | $349,800 (+16.99%) Land $120,000 Building $229,800 | $349,800 (+16.99%) Land $120,000 Building $229,800 |
| 2023 | $3,187.00 Homeowner's exemption | $299,000 Land $85,000 Building $214,000 | $299,000 Land $85,000 Building $214,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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