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487 Prospect Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 487 Prospect Ave, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,288 sqft · built 1960
Lot Size0.689 acres (30,000 sqft)
Owner2 Individual Names on File
Last Sale$301,000 (Jul 2023)
Tax Bill$4,928 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN445-27200-0U-001

Property Details

APN / Parcel Number

Primary APN445-27200-0U-001
Alternative APN
  • WSPR M:00445 B:27200 L:0000U

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area2,940 sqft
Basement Area1,288 sqft
Unfinished Basement1,288 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number445-27200-0U-001
Street Address487 PROSPECT AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-4560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA1
Legal Block27200
Legal Lot NumberU
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group4
Census Block4004
Census Tract812202

Owner

487 Prospect Ave is owned and occupied by two individuals who bought it in July 2023.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address487 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4560
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2023 · Amount on File
Deed SaleJul 7, 2023 · Amount on File
Deed Document Number202331060
Deed Book / Page25070 / 185
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJul 7, 2023
Property Address487 PROSPECT AVE, WEST SPRINGFIELD, MA 01089-4560
Document Number025070-185
Book / Page25070 / 185
Instrument DateJul 6, 2023
Instrument31060
Transaction TypeTransfer
Record UpdatedJul 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address42 GEORGE ST, SPRINGFIELD, MA 01105

Mortgage

Document Number0000031061
DateJul 7, 2023
Instrument31061
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 487 Prospect Ave was $4,928, up 5.7% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,928.00 (+5.68%)$351,500 (+12.09%) Land $140,400 Building $211,100$341,590 (+3.15%)
2025$4,663.00 (+1.3%)$313,600 (+0.9%) Land $127,500 Building $186,100$331,170
2024$4,603.00 (+4.38%)$310,800 (+9.51%) Land $127,500 Building $183,300
2023$4,410.00$283,800 Land $127,500 Building $156,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 487 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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