Caldwell County property record for 487 Pine Mountain Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1965 |
| Lot Size | 0.715 acres (31,152 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Jul 2019) |
| Tax Bill | $1,006 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 92 1 22 |
| Primary APN | 03 92 1 22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Heated Area |
| Gross Area | 1,452 sqft |
| 1st Floor Area | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,152 sqft (0.715 acres) |
| Lot Dimensions | 236 ft deep x 132 ft wide |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 166530 |
|---|---|
| Street Address | 487 PINE MOUNTAIN RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-2639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1966 PG 1434 YR 19 ST 200.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30600 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 487 PINE MOUNTAIN RD, HUDSON, NC 28638-2639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 9, 2019 | Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on Record |
| Deed Sale | Jul 9, 2019 · Amount on Record |
| Prior Sale | May 16, 2011 · Amount on Record |
| Deed Document Number | 201910034503 |
| Deed Book / Page | 1966 / 1434 |
| Prior Transfer Date | Sep 30, 2005 |
| Prior Transfer Doc | 1569000273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 487 PINE MOUNTAIN RD, HUDSON, NC 28638-2639 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 487 PINE MOUNTAIN RD, HUDSON, NC 28638-2639 |
| Document Number | 0020251635 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 2025/1635 |
| Instrument | 10059287 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 487 PINE MOUNTAIN RD, HUDSON, NC 28638-2639 |
| Document Number | 0010034504 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 487 PINE MOUNTAIN RD HUDSON NC 286382639, HUDSON, NC 28638-2639 |
| Document Number | 0010034504 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 001966/001438 |
| Instrument | 10034504 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2049 |
Source: Caldwell County assessment roll, as of July 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 (+122.08%) | $126,100 (+123.58%) Land $17,600 Building $108,500 | $126,100 (+123.58%) Land $17,600 Building $108,500 |
| 2023 | $56,400 (-) Land $12,400 Building $44,000 | $56,400 (-) Land $12,400 Building $44,000 | |
| 2022 | $453.00 | $56,400 Land $12,400 Building $44,000 | $56,400 Land $12,400 Building $44,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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