487 Ott St, Harrisonburg, VA 22801 Property Records

Harrisonburg City property record for 487 Ott St, Harrisonburg, VA 22801

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,659 sqft · built 1963
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on File
Tax Bill$5,006 (2026)
Deeds & MortgagesSep 2021 Mortgage
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN026 P 1

Property Details

APN / Parcel Number

Primary APN026 P 1

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,659 sqft Living Area
Basement Area1,470 sqft
Finished Basement1,470 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Roof MaterialOther
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions111 ft deep x 83 ft wide
Garage TypeCarport
CarportCarport
DrivewayConcrete Driveway
Driveway Area1 sqft

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area80 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address487 OTT ST
CityHARRISONBURG
StateVA
Zip22801-4214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAM
Legal DescriptionQUADRANT 3 WS OTT ST LOT 1 BLOCK 5 SIEBERT ADD
Legal SubdivisionSIEBERT ADD
Legal Block5
Legal Lot Number1
JurisdictionHARRISONBURG CITY VA
Township / Civil DivisionHARRISONBURG
Census Block Group4
Census Block4019
Census Tract204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Harrisonburg Downtown Historic District (Boundary Increase)
listed 2018 · 5 contributing resources · NRIS 04001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

487 Ott St is owned and occupied by an individual.

Source: Harrisonburg City records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address487 OTT ST, HARRISONBURG, VA 22801-4214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARK VIEW FCU
Apr 19, 2019Deed of Trust, Mortgage · Line of Credit
UNITED STATES OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address487 OTT ST, HARRISONBURG, VA 22801-4214
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyMEMBERS TITLE LLC, MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5481/429
DateSep 27, 2021
Book Page5481/429
Instrument2021-26994
Lender
NamePARK VIEW FCU
TypeCredit Union
AddressHARRISONBURG, VA 22802
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address487 OTT ST, HARRISONBURG, VA 22801-4214
Transaction TypeMortgage
Record UpdatedMay 9, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5107/491
DateApr 19, 2019
Book Page5107/491
Instrument2019-09784
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressHARRISONBURG, VA 22802
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 18, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 487 Ott St was $5,006.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHarrisonburg City
Unified School DistrictHarrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,006.00$495,700 (+1.79%) Land $97,000 Building $398,700$495,700 (+1.79%) Land $97,000 Building $398,700
2025$487,000 Land $96,600 Building $390,400$487,000 Land $96,600 Building $390,400
2024$4,817.00 (+12.13%)
2023$4,296.00$447,500 Land $92,000 Building $355,500$447,500 Land $92,000 Building $355,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 487 Ott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Ott St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARRISONBURG
serves 61,000 people · EPA ID VA2660345
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ott St

Nearby Streets

Search Property Records by Address or Parcel Number