487 Mount Royall Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 487 Mount Royall Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,470 sqft · built 1989
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Feb 2019)
Tax Bill	$1,672 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`556-12-00-134`

Property Details

APN / Parcel Number

Primary APN	`556-12-00-134`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	970 sqft
Upper Floors Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	88 ft deep x 60 ft wide
Terrain	High
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	148 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	487 MOUNT ROYALL DR
City	MOUNT PLEASANT
State	SC
Zip	29464-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LONGPOINT DESCRIPTION -LOT 364 TRACT 6
Legal Subdivision	LONGPOINT
Legal Tract	6
Legal Lot Number	364
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1033
Census Tract	4614

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	487 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Quit Claim Deed, Transfer · Line of Credit QUICKEN LNS
Feb 20, 2019	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Deed Book / Page	778 / 537
Last Transfer Date	Mar 9, 2020
Transfer Doc	0878/0389
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 29, 2020
Property Address	487 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6214
Document Number	0878/0389
Book / Page	000878 / 000389
Instrument Date	Mar 9, 2020
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	487 MOUNT ROYALL DR MOUNT PLEASANT SC 294646214, MOUNT PLEASANT, SC 29464-6214

Mortgage

Document Number	878/0391
Date	Apr 29, 2020
Book Page	000878/000391

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 20, 2019
Property Address	487 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6214
Document Number	0778/0537
Book / Page	000778 / 000537
Instrument Date	Feb 13, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	487 MOUNT ROYALL DR MOUNT PLEASANT SC 294646214, MOUNT PLEASANT, SC 29464-6214

Mortgage

Document Number	778/0538
Date	Feb 20, 2019
Book Page	000778/000538

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,672.00 (+11.69%)	$408,250 (+2,775%) Land $97,750 Building $310,500	$510,800 (+43.89%) Land $150,000 Building $360,800
2024	$1,497.00 (+10.15%)	$14,200 (-)
2022	$1,359.00	$14,200	$355,000 (-) Land $85,000 Building $270,000
2020			$355,000 Land $85,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	27 (1985–2025)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Hugo, Sep 1989 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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