Ogle County property record for 487 Mill Ridge Dr, Byron, IL 61010
| Property Type | Condominium |
|---|---|
| Details | 1,206 sqft · built 2003 |
| Lot Size | 0.321 acres (13,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,589 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-104-021 |
| Primary APN | 05-31-104-021 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,206 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Lot Area | 13,998 sqft (0.321 acres) |
| Street Address | 487 MILL RIDGE DR |
|---|---|
| City | BYRON |
| State | IL |
| Zip | 61010-1462 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 33 (LOT 5) CREEKSIDE CONDOMINIUMS CITY OF BYRON |
| Legal Subdivision | CREEDSIDE CONDO |
| Legal Lot Number | 5 |
| Legal Unit | 33 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BYRON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 961700 |
487 Mill Ridge Dr, a condominium, is owned by an individual.
Source: Ogle County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 ASHELFORD CT, BYRON, IL 61010-9497 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOLCOMB STATE BANK |
| Aug 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jul 7, 2026 |
| Property Address | 487 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Document Number | 0000003326 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20263326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003326, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20263326 |
| Name | HOLCOMB STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 30, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 487 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004830 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 201704830 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 487 Mill Ridge Dr was $3,589.
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Byron City |
| County | Ogle County |
| County Subdivision | Byron Township |
| Unified School District | Byron Community Unit School District 226 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,589.00 | $43,551 Land $4,419 Building $39,132 | $130,653 Land $13,257 Building $117,396 |
| 2023 | $34,524 Land $3,565 Building $30,959 | $103,572 Land $10,695 Building $92,877 | |
| 2022 | $2,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 487 Mill Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2002–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 487 Mill Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYRON serves 3,784 people · EPA ID IL1410100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AaroBand Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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