487 McEarl Rd, Huron, TN 38345 Property Records

Henderson County property record for 487 McEarl Rd, Huron, TN 38345 · Last verified February 2026

Property Summary

Property TypeRural Home
Details1 ba · 1,120 sqft · built 2025
Lot Size161 acres (7,043,216 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Sep 2023)
Tax Bill$977 (2025)
Deeds & MortgagesOct 2024 Construction Loan
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN039146 00805

Property Details

APN / Parcel Number

Primary APN039146 00805
Alternative APN
  • 146 00805

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Living Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2025
Exterior MaterialSiding
Foundation TypeFooting
Roof MaterialMetal
Lot Area7,043,216 sqft (161 acres)
TerrainRolling
PorchOpen Porch
Porch Area560 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address487 MCEARL RD
CityHURON
StateTN
Zip38345-9418
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDIST:05 MAP REF:146
JurisdictionHENDERSON TN
Township / Civil Division2
Census Block Group2
Census Block2035
Census Tract975200

Owner

Source: Henderson County records · APN 039146 00805

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address670 SHADY HILL RD, LEXINGTON, TN 38351-7437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2024Deed of Trust, Mortgage · Construction Mortgage
CARROLL BANK & TRUST
Nov 03, 2025Deed of Trust, Mortgage · Commercial Mortgage
FARM CREDIT MID AMERICA FLCA
Oct 11, 2023Warranty Deed, Transfer · Seller Carry-Back
MARIE MCEARL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2023 · Amount on Record
Deed SaleSep 29, 2023 · Amount on Record
Deed Document Number0000301519
Record UpdatedJun 08, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TN
Property Address487 MCEARL RD, HURON, TN 38345-9418
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address670 SHADY HILL RD, LEXINGTON, TN 38351-7437

Mortgage

Document Number0006860162
DateOct 07, 2024
Book Page686/162
Instrument128591
Lender
NameCARROLL BANK & TRUST
TypeBank
AddressBRADFORD, TN 38316
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueOct 04, 2044
Interest
Rate TypeAdjustable Rate

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TN
Property Address487 MCEARL RD, HURON, TN 38345-9418
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address487 MCEARL RD, HURON, TN 38345-9418

Mortgage

Document Number0006990474
DateNov 03, 2025
Book Page699/474
Instrument133133
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
AddressLOUISVILLE, KY 40232
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON TN
Recording DateOct 11, 2023
Property Address487 MCEARL RD, HURON, TN 38345-9418
Document Number0003010519
Book / Page301 / 519
Instrument DateSep 29, 2023
Instrument124430
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,554.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address670 SHADY HILL RD, LEXINGTON, TN 38351-7437

Mortgage

Document Number0000124431
DateOct 11, 2023
Instrument124431
Lender
NameMARIE MCEARL
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term179 Months
DueSep 29, 2038

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$977.00 Additional exemption filed$61,775 Land $30,900 Building $30,875
2023$409,600 Land $286,100 Building $123,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (47077C), updated April 16, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470779752002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Aeneas CommunicationsFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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