Henderson County property record for 487 McEarl Rd, Huron, TN 38345 · Last verified February 2026
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 2025 |
| Lot Size | 161 acres (7,043,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Sep 2023) |
| Tax Bill | $977 (2025) |
| Deeds & Mortgages | Oct 2024 Construction Loan Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039146 00805 |
| Primary APN | 039146 00805 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 7,043,216 sqft (161 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 487 MCEARL RD |
|---|---|
| City | HURON |
| State | TN |
| Zip | 38345-9418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:05 MAP REF:146 |
| Jurisdiction | HENDERSON TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 975200 |
Source: Henderson County records · APN 039146 00805
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 670 SHADY HILL RD, LEXINGTON, TN 38351-7437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2024 | Deed of Trust, Mortgage · Construction Mortgage CARROLL BANK & TRUST |
| Nov 03, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA |
| Oct 11, 2023 | Warranty Deed, Transfer · Seller Carry-Back MARIE MCEARL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Deed Document Number | 0000301519 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TN |
| Property Address | 487 MCEARL RD, HURON, TN 38345-9418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 670 SHADY HILL RD, LEXINGTON, TN 38351-7437 |
| Document Number | 0006860162 |
|---|---|
| Date | Oct 07, 2024 |
| Book Page | 686/162 |
| Instrument | 128591 |
| Name | CARROLL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BRADFORD, TN 38316 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 04, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TN |
| Property Address | 487 MCEARL RD, HURON, TN 38345-9418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 487 MCEARL RD, HURON, TN 38345-9418 |
| Document Number | 0006990474 |
|---|---|
| Date | Nov 03, 2025 |
| Book Page | 699/474 |
| Instrument | 133133 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON TN |
| Recording Date | Oct 11, 2023 |
| Property Address | 487 MCEARL RD, HURON, TN 38345-9418 |
| Document Number | 0003010519 |
| Book / Page | 301 / 519 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 124430 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 670 SHADY HILL RD, LEXINGTON, TN 38351-7437 |
| Document Number | 0000124431 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 124431 |
| Name | MARIE MCEARL |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 29, 2038 |
Source: Henderson County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $977.00 Additional exemption filed | $61,775 Land $30,900 Building $30,875 | |
| 2023 | $409,600 Land $286,100 Building $123,500 |
Source: FEMA National Flood Hazard Layer, Henderson County (47077C), updated April 16, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470779752002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Aeneas Communications | Fiber | 1,000 / 1,000 |
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