487 Maxey Flat Rd, Hillsboro, KY 41049 Property Records

Fleming County property record for 487 Maxey Flat Rd, Hillsboro, KY 41049

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 1994
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on Record
Tax Bill$495 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN105-00-00-022.00

Property Details

APN / Parcel Number

Primary APN105-00-00-022.00
Alternative APN
  • 26815

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area50,530 sqft (1.16 acres)
Lot Dimensions48 ft deep x 28 ft wide
View / LotWaterfront
Garage TypeAttached
DrivewayGravel Driveway

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number26815
Street Address487 MAXEY FLAT RD
CityHILLSBORO
StateKY
Zip41049-8403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1.161AC & 1994 28X48 REDMON
JurisdictionFLEMING KY
Township / Civil DivisionHILLSBORO
Census Block Group3
Census Block3006
Census Tract920400

Owner

Source: Fleming County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address487 MAXEY FLAT RD, HILLSBORO, KY 41049-8403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLEMING KY
Property Address487 MAXEY FLAT RD, HILLSBORO, KY 41049-8403
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyBLUEGRASS LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M369/571
DateApr 27, 2020
Book PageM369/571
Instrument98284
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fleming County assessment roll, as of November 13, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyFleming County
Unified School DistrictFleming County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,000 (-) Land $11,000 Building $40,000$51,000 (-) Land $11,000 Building $40,000
2025$495.00 (-3.13%)$51,000 (-) Land $11,000 Building $40,000$51,000 (-) Land $11,000 Building $40,000
2023$511.00$51,000 Land $11,000 Building $40,000$51,000 Land $11,000 Building $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWAN WATER INC
private · serves 18,765 people · EPA ID KY1030375
Water SourcePurchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State InspectionFeb 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Maxey Flat Rd

Nearby Streets

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