Chesterfield County property record for 487 Market St, Ruby, SC 29741 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Square Footage | 1,504 sqft Total Area |
| Lot Size | 54,014 sqft (1.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $113,000 (2019) |
| Tax Bill | $724.00 (2025) |
| Primary APN | 129 015 004 004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,504 sqft Total Area |
| 1st Floor | 1,504 sqft 1st Floor |
| Stories | 1 Stories |
| Lot Area | 54,014 sqft (1.24 acres) |
|---|---|
| Total Buildings | 3 Total Buildings |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 00016552 |
|---|---|
| Street Address | 487 MARKET ST |
| City | RUBY |
| State | SC |
| Zip | 29741-2902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.24 AC LOT |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | MOUNT CROGHAN |
| Census Blockgroup | 2 |
| Census Block | 2082 |
| Census Tract | 950300 |
Source: Chesterfield County records · APN 129 015 004 004
Assessment roll updated February 10, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 487 MARKET ST, RUBY, SC 29741-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Feb 15, 2019 | Deed, Transfer · Stand Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Prior Sale | Apr 20, 2005 · Amount on Record |
| Deed Doc Number | 2019676 |
| Deed Book / Page | 519 / 595 |
| Transfer Doc | 00457/0799 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 487 MARKET ST, RUBY, SC 29741-2902 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 528/698 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 528/698 |
| Instrument | 202100004155 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Oct 05, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Feb 15, 2019 |
| Property Address | 487 MARKET ST, RUBY, SC 29741-2902 |
| Document Number | 000519/595 |
| Book / Page | 519 / 595 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 676 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 487 MARKET ST, RUBY, SC 29741-2902 |
| Document Number | 000504/280 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 504/280 |
| Instrument | 677 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Municipality | Ruby Town |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $724.00 (+28.6%) | $5,160 (+14.92%) Land $220 Building $4,940 | $134,200 (+19.5%) Land $6,000 Building $128,200 |
| 2023 | $563.00 | $4,490 Land $200 Building $4,290 | $112,300 Land $5,000 Building $107,300 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 44% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,075 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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