Searcy County property record for 487 Kernal Ln, Saint Joe, AR 72675
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,524 sqft · built 1983 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $47,500 (Mar 1999) |
| Tax Bill | $708 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2026 Transfer + 1 more |
| APN | 001-07657-000 |
| Primary APN | 001-07657-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Flooring | Carpet |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 112 sqft |
| Utility Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 487 KERNAL LN |
|---|---|
| City | SAINT JOE |
| State | AR |
| Zip | 72675-8342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW NE |
| Legal Range | 17 |
| Legal Township | 16 |
| Legal Section | 29 |
| Legal Subdivision | SE1/4 NW1/4; PT N1/2 S29, T16N, R17W |
| Jurisdiction | SEARCY AR |
| Township / Civil Division | ST. JOE |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 970100 |
Source: Searcy County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 16, SAINT JOE, AR 72675-0016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Apr 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 21, 2018 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF NORTH ARKANSAS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 1999 · Amount on Record |
| Deed Sale | Mar 25, 1999 · Amount on Record |
| Prior Sale | Aug 1, 1991 |
| Deed Book / Page | 155 / 153154 |
| Last Transfer Date | Apr 2, 2026 |
| Transfer Doc | 0000000575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEARCY AR |
| Recording Date | Jun 10, 2026 |
| Property Address | 487 KERNAL LN, SAINT JOE, AR 72675-8342 |
| Document Number | 0000001016 |
| Book / Page | 276 / 279 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20261016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001016, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 276/279 |
| Instrument | 20261016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 10, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEARCY AR |
| Recording Date | Apr 2, 2026 |
| Property Address | 487 KERNAL LN, SAINT JOE, AR 72675-8342 |
| Document Number | 0000000575 |
| Book / Page | 227 / 909 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026575 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEARCY AR |
| Property Address | 487 KERNAL LN, SAINT JOE, AR 72675-8342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MORT221/300 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | MORT 221/300 |
| Instrument | L201802539 |
| Name | FIRST NATIONAL BANK OF NORTH ARKANSAS |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, AR 72616 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 22, 2023 |
Source: Searcy County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Searcy County |
| Unified School District | Ozark Mountain School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $708.00 (+555.56%) Homeowner's exemption | $18,270 (-) Land $1,200 Building $17,070 | $91,350 (-) Land $6,000 Building $85,350 |
| 2025 | $108.00 Homeowner's exemption | $18,270 (-) Land $1,200 Building $17,070 | |
| 2024 | $108.00 (-51.13%) | ||
| 2023 | $221.00 Homeowner's exemption | $18,270 Land $1,200 Building $17,070 | $91,350 Land $6,000 Building $85,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 92% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | S P G WATER ASSOCIATION serves 1,808 people · EPA ID AR0000678 |
|---|---|
| Water Source | Purchased surface water from OZARK MTN REGIONAL PWA |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Right Fiber DSL | 25 / 3 |
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