487 Kamalu Rd, Kapaa, HI 96746 Property Records

State of Hawaii and Kauai County property record for 487 Kamalu Rd, Kapaa, HI 96746

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,298 sqft · built 1990
Lot Size1.53 acres (66,777 sqft)
OwnerCompany Name on File
Tax Bill$1,792 (2025)
Deeds & MortgagesNov 2017 Mortgage
Nov 2018 Line of Credit
APN4-4-2-021-008

Property Details

APN / Parcel Number

Primary APN4-4-2-021-008
Alternative APNs
  • 4-4-2-021-008-0000
  • 420210080000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,298 sqft Living Area
Gross Area3,066 sqft
1st Floor Area2,298 sqft
Family RoomFamily Room
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area66,777 sqft
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area492 sqft
Deck Area69 sqft
Patio Area242 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address487 KAMALU RD
CityKAPAA
StateHI
Zip96746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 4 WAILUA HOMESTEADS,1ST SERIES 1.533 AC DES TOG/ESMT B
Legal SubdivisionWAILUA HOMESTEADS FIRST SERIES
Legal Lot Number4
JurisdictionKAUAI HI
Township / Civil DivisionWAILUA-ANAHOLA
Census Block Group1
Census Block1017
Census Tract40204

Owner

487 Kamalu Rd is owned by a company that acquired it in June 2009 and is owner-occupied.

Source: State of Hawaii and Kauai County records, as of June 16, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1776, LIHUE, HI 96766-5776
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 30, 2018Deed of Trust, Mortgage · Line of Credit
FIRST HAWAIIAN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 10, 2009
Transfer Doc0000110426
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address487 KAMALU RD, KAPAA, HI 96746-9616
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A65330167
DateNov 20, 2017
InstrumentA-65330167
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2037

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address487 KAMALU RD, KAPAA, HI 96746-9616
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTG

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A69080462
DateNov 30, 2018
InstrumentA-69080462
Lender
NameFIRST HAWAIIAN BANK
TypeBank
AddressHONOLULU, HI 96847
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 487 Kamalu Rd was $1,792 with a homeowner's exemption.

Source: State of Hawaii and Kauai County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyKauai County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$951,900 Land $679,900 Building $272,000$1,665,900 Land $1,189,900 Building $476,000
2025$1,792.00
2024$897,100 (+3.01%)$1,142,300 (-3.55%)
2023$1,809.00 Homeowner's exemption$870,900$1,184,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 487 Kamalu Rd; there have been 15 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims15 (1988–2020)
Claims Outside the SFHA4 of 15
Most Recent ClaimMar 2020 · Severe Storms And Flooding
Claims by Event
  • Hurricane Iniki, Sep 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Kamalu Rd is high, ranking above 86% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 83% of Hawaii
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIHUE-KAPAA
serves 34,854 people · EPA ID HI0000400
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

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