487 Hunter Ln, Richmond, KY 40475 Property Records

Madison County property record for 487 Hunter Ln, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,248 sqft · built 2000
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2015)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0080-0000-0031-A`

Property Details

APN / Parcel Number

Primary APN	`0080-0000-0031-A`
Alternative APNs	`107090` `144421` `74586`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,248 sqft Living Area

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Lot Area	104,544 sqft (2.4 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	74586
Street Address	487 HUNTER LN
City	RICHMOND
State	KY
Zip	40475-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 (2.40 ACRES)
Legal Tract	2
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	2
Census Block	2005
Census Tract	11001

Owner

487 Hunter Ln is owned and occupied by two individuals who bought it in August 2015.

Source: Madison County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	487 HUNTER LN, RICHMOND, KY 40475-7621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 11, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jun 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2015 · Amount on File
Deed Sale	Aug 17, 2015 · Amount on File
Deed Document Number	0000720151
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Sep 30, 2026
Property Address	487 HUNTER LN, RICHMOND, KY 40475-7621
Document Number	0014379522
Book / Page	2504 / 624
Instrument Date	Sep 25, 2026
Instrument	202614379522
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 HUNTER LN, RICHMOND, KY 40475-7621

Mortgage

Document Number	0014379522,
Date	Sep 30, 2026
Book Page	2504/624
Instrument	202614379522

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	487 HUNTER LN, RICHMOND, KY 40475-7621
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2056/437
Date	May 25, 2021
Book Page	M2056/437
Instrument	2014038144

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	487 HUNTER LN, RICHMOND, KY 40475-7621
Transaction Type	Mortgage
Record Updated	Jun 25, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01948/90
Date	Jun 11, 2020
Book Page	M01948/90
Instrument	2014013739

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	May 1, 2045

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	487 HUNTER LN, RICHMOND, KY 40475-7621
Transaction Type	Mortgage
Record Updated	Jul 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01871/003
Date	Jun 25, 2019
Book Page	M01871/003
Instrument	2013994595

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 487 Hunter Ln was $2,970 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00 Additional exemption filed	$315,000	$315,000
2023	$3,055.00	$315,000	$315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 487 Hunter Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Hunter Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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