487 Hines Cir, Dayton, OH 45458 Property Records

Montgomery County property record for 487 Hines Cir, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,894 sqft · built 2022
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on File
Last Sale	$165,266 (Dec 2022)
Tax Bill	$10,088 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`O67-03813-0198`

Property Details

APN / Parcel Number

Primary APN	`O67-03813-0198`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,894 sqft Living Area
Gross Area	3,574 sqft
1st Floor Area	1,354 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Construction Type	Frame
Lot Area	9,749 sqft (0.224 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	12 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	487 HINES CIR
City	DAYTON
State	OH
Zip	45458-5067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	413 WASHINGTON TRACE SEC 15
Legal Subdivision	WASHINGTON TRACE
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	4
Census Block	4000
Census Tract	2200

Owner

487 Hines Cir is owned and occupied by two individuals who bought it in December 2022.

Source: Montgomery County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	487 HINES CIR, DAYTON, OH 45458-5067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage KEMBA CREDIT UNION INC
Dec 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Deed Document Number	202279247
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 29, 2022
Property Address	487 HINES CIR, DAYTON, OH 45458-5067
Document Number	0000079247
Map Reference	MB 238 PG 38&38A
Instrument Date	Nov 28, 2022
Instrument	2022-00079247
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2024
Title Company	M&M TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	487 HINES CIRCLE, DAYTON, OH 45458-5067

Mortgage

Document Number	0000079248
Date	Dec 29, 2022
Instrument	2022-00079248

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

Mortgage

Document Number	0000000836
Date	Jan 9, 2023
Instrument	2023-00000836

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 29, 2022
Property Address	487 HINES CIR, DAYTON, OH 45458-5067
Document Number	0000079246
Map Reference	MB 238 PG 38&38A
Instrument Date	Nov 21, 2022
Instrument	2022-00079246
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 NEWMARK DR, MIAMISBURG, OH 45342-5426

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,670 Land $23,020 Building $124,650	$421,920 Land $65,780 Building $356,140
2024	$10,088.00 (+8.64%)
2023	$9,286.00	$147,670 Land $23,020 Building $124,650	$421,920 Land $65,780 Building $356,140
			$498,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 487 Hines Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Hines Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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