Essex County and Montclair Township property record for 487 Highland Ave, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,498 sqft · built 1955 |
| Lot Size | 0.227 acres (9,882 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,150,000 (Aug 2026) |
| Tax Bill | $32,055 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00802-0000-00045 |
| Primary APN | 13-00802-0000-00045 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,498 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 9,882 sqft (0.227 acres) |
| Lot Dimensions | 162 ft deep x 61 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130080200045 |
|---|---|
| Street Address | 487 HIGHLAND AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 61X162 IRR |
| Legal Block | 802 |
| Legal Lot Number | 45 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 16100 |
487 Highland Ave is owned and occupied by two individuals who bought it in August 2026.
Source: Essex County and Montclair Township records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 487 HIGHLAND AVE, MONTCLAIR, NJ 07043-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed, Transfer · Conventional Mortgage TD BANK |
| May 23, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 3, 2021 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Dec 15, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Aug 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on File |
| Deed Sale | Aug 27, 2026 · Amount on File |
| Prior Sale | May 23, 2022 · Amount on File |
| Deed Document Number | 202657249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 27, 2026 |
| Property Address | 487 HIGHLAND AVE, MONTCLAIR, NJ 07043-1201 |
| Document Number | 0000057249 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202657249 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 487 HIGHLAND AVE, MONTCLAIR, NJ 07043-1201 |
| Document Number | 0000057251, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202657251 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 23, 2022 |
| Property Address | 487 HIGHLAND AVE, MONTCLAIR, NJ 07043-1201 |
| Document Number | 0000050954 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022050954 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | RIDGE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 PARK AVE APT 1201, 1201, HOBOKEN, NJ 07030-7114 |
| Name | Verified Name |
|---|---|
| Address | 487 HIGHLAND AVE, MONTCLAIR, NJ 07043-1201 |
| Document Number | 0000050956 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022050956 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 3, 2021 |
| Property Address | 487 HIGHLAND AVE, MONTCLAIR, NJ 07043-1201 |
| Document Number | 0000069318 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021069318 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,206.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 AUGIES PATH, EAST HAMPTON, NY 11937-1112 |
| Name | Verified Name |
|---|---|
| Address | 487 HIGHLAND AVE, MONTCLAIR, NJ 07043-1201 |
| Document Number | 0000069322 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021069322 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 487 HIGHLAND AVE, MONTCLAIR, NJ 07043-1201 |
| Document Number | 0000001335 |
| Instrument Date | Dec 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 487 HIGHLAND AVE MONTCLAIR NJ 070431201, MONTCLAIR, NJ 07043-1201 |
| Document Number | 0000001335 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 1335 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 487 HIGHLAND AVE, MONTCLAIR, NJ 07043-1201 |
| Document Number | 0000073514 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 487 HIGHLAND AVE MONTCLAIR NJ 070431201, MONTCLAIR, NJ 07043-1201 |
| Document Number | 0000073514 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 73514 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2047 |
The 2025 property tax bill for 487 Highland Ave was $32,055, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $911,700 (-) Land $362,100 Building $549,600 | $911,700 (-) Land $362,100 Building $549,600 | |
| 2025 | $32,055.00 (+3.32%) | $911,700 Land $362,100 Building $549,600 | $911,700 Land $362,100 Building $549,600 |
| 2024 | $31,025.00 | ||
| 2023 | $911,700 Land $362,100 Building $549,600 | $911,700 Land $362,100 Building $549,600 | |
| 2022 | $29,976.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 487 Highland Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1999–2022) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 487 Highland Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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