487 Havenbrook Way NW, Concord, NC 28027 Property Records

Cabarrus County property record for 487 Havenbrook Way NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,038 sqft · built 2006
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$162,000 (May 2017)
Tax Bill$2,395 (2023)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04104H0124.000000

Property Details

APN / Parcel Number

Primary APN04104H0124.000000
Alternative APNs
  • 5611 38 5009
  • 115851

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,038 sqft Living Area
Gross Area2,638 sqft
1st Floor Area856 sqft
Upper Floors Area1,182 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions100 ft deep x 55 ft wide
Garage TypeMixed
Garage Area459 sqft
DrivewayConcrete Driveway
Driveway Area646 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft
Patio Area101 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number115851
Street Address487 HAVENBROOK WAY NW
CityCONCORD
StateNC
Zip28027-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLT 124 HAVENBROOK
Legal SubdivisionHAVENBROOK
Legal Lot Number124
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3001
Census Tract42402

Owner

487 Havenbrook Way NW is owned and occupied by two individuals who bought it in May 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address487 HAVENBROOK WAY NW, CONCORD, NC 28027-4113
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2017 · Amount on File
Deed SaleMay 19, 2017 · Amount on File
Prior SaleAug 10, 2007 · Amount on File
Deed Document Number201712496-0170
Deed Book / Page12496 / 170
Record UpdatedOct 29, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 19, 2017
Property Address487 HAVENBROOK WAY NW, CONCORD, NC 28027-4113
Document Number0012496170
Book / Page12496 / 0170
Map ReferenceMB41 PG7
Instrument DateMay 18, 2017
Instrument12496-0170
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
Tax$324.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3140 CHELWOOD DR NW, 3140, CONCORD, NC 28027-7855

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address487 HAVENBROOK WAY NW, CONCORD, NC 28027-4113

Mortgage

Document Number0124960173
DateMay 19, 2017
Instrument12496-0173
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Mortgage

Document Number0012496188
DateMay 19, 2017
Book Page12496/0188
Instrument12496-0188
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$302,320 Land $69,000 Building $233,320
2024$302,320 (+54.02%) Land $69,000 Building $233,320
2023$2,395.00$196,290 Land $40,000 Building $156,290$196,290 Land $40,000 Building $156,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 487 Havenbrook Way NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimJun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Havenbrook Way NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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