487 Ferguson Ave, Bakersfield, CA 93308 Property Records

Kern County property record for 487 Ferguson Ave, Bakersfield, CA 93308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1976
Lot Size	0.233 acres (10,153 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2020)
Tax Bill	$3,778 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`118-170-09-00-5`

Property Details

APN / Parcel Number

Primary APN	`118-170-09-00-5`
Alternative APNs	`118-170-09-1` `1181700900` `11817009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,342 sqft Living Area
Gross Area	2,334 sqft
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	10,153 sqft (0.233 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	62 sqft
Patio Area	51 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Solar

Location & Zoning

Account Number	118170091
Street Address	487 FERGUSON AVE
City	BAKERSFIELD
State	CA
Zip	93308-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PARCEL MAP 3081 , LOT 9
Legal Subdivision	PARCEL MAP NO 3081
Legal Tract	3081
Legal Block	1
Legal Lot Number	9
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1002
Census Tract	201

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	487 FERGUSON AVE, BAKERSFIELD, CA 93308-3531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 10, 2020	Grant Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jul 3, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 3, 2017	Grant Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	202089921
Prior Transfer Date	Jun 16, 1995
Prior Transfer Doc	0000074114
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	487 FERGUSON AVE, BAKERSFIELD, CA 93308-3531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027232
Date	Mar 1, 2017
Instrument	0217027232

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2047

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 10, 2020
Property Address	487 FERGUSON AVE, BAKERSFIELD, CA 93308-3531
Document Number	0000089921
Map Reference	MB 16 PG 25
Instrument Date	Jun 24, 2020
Instrument	220089921
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 FERGUSON AVE, BAKERSFIELD, CA 93308-3531

Mortgage

Document Number	0000089922
Date	Jul 10, 2020
Instrument	220089922

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Jul 3, 2017
Property Address	487 FERGUSON AVE, BAKERSFIELD, CA 93308-3531
Document Number	0000085824
Instrument Date	Jul 3, 2017
Instrument	85824
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	487 FERGUSON AVE BAKERSFIELD CA 933083531, BAKERSFIELD, CA 93308-3531

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 3, 2017
Property Address	487 FERGUSON AVE, BAKERSFIELD, CA 93308-3531
Document Number	0000085823
Map Reference	PM3081 MB16 PG25
Instrument Date	May 3, 2017
Instrument	0217085823
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 FERGUSON AVE, BAKERSFIELD, CA 93308-3531

Mortgage

Document Number	0000085825
Date	Jul 3, 2017
Instrument	0217085825

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Standard Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$231,854 (+2%) Land $38,641 Building $193,213
2025	$3,778.00 (+6.09%)	$227,309 (+4.04%) Land $37,884 Building $189,425
2023	$3,561.00 (+2.5%)	$218,484 Land $36,414 Building $182,070
2022	$3,474.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OILDALE MWC private · serves 45,315 people · EPA ID CA1510015
Water Source	Purchased surface water from NORTH OF THE RIVER MWD
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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