487 E Niagara Cir, Grand Junction, CO 81501 Property Records

Mesa County property record for 487 E Niagara Cir, Grand Junction, CO 81501

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 960 sqft · built 1996
Lot Size0.076 acres (3,329 sqft)
OwnerIndividual Name on File
Last Sale$98,000 (Oct 2017)
Tax Bill$581 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2943-182-18-003

Property Details

APN / Parcel Number

Primary APN2943-182-18-003
Alternative APN
  • R045124

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMobile Home
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,329 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR045124
Street Address487 E NIAGARA CIR
CityGRAND JUNCTION
StateCO
Zip81501-5110
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 3 BLK 3 NIAGARA VILLAGE FIL NO ONE SEC 18 1S 1E & AN UND INT IN COMMON AREA OUTLOT A
Legal Range001
Legal Township01S
Legal Section18
Legal SubdivisionNIAGARA VILLAGE FIL NO ONE
Legal Block3
Legal Lot Number3
JurisdictionMESA CO
Township / Civil DivisionGRAND JUNCTION
Census Block Group1
Census Block1021
Census Tract700

Owner

487 E Niagara Cir, a mobile home, is owned and occupied by an individual who bought it in October 2017.

Source: Mesa County records, as of May 6, 2026

Owner of RecordIndividual Name on File
Mailing Address487 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Oct 31, 2017Warranty Deed, Transfer · VA Mortgage
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2017 · Amount on File
Deed SaleOct 31, 2017 · Amount on File
Prior SaleMar 15, 2013 · Amount on File
Deed Document Number20172819663
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address487 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5110
Transaction TypeMortgage
Record UpdatedApr 20, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address487 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5110

Mortgage

Document Number0002993863
DateAug 6, 2021
Instrument2993863
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateOct 31, 2017
Property Address487 E NIAGARA CIR, GRAND JUNCTION, CO 81501-5110
Document Number0002819663
Instrument DateOct 31, 2017
Instrument2819663
Transaction TypeTransfer
Record UpdatedDec 8, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address487 E NIAGARA CIR GRAND JUNCTION CO 815015110, GRAND JUNCTION, CO 81501-5110

Mortgage

Document Number2819664
DateOct 31, 2017
Instrument2819664
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 487 E Niagara Cir was $581, up 53.7% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityGrand Junction City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$581.00 (+53.7%)$8,030 (+50.94%) Land $3,610 Building $4,420$128,420 Land $57,750 Building $70,670
2024$378.00 (+0.53%)$5,320 (-) Land $2,230 Building $3,090
2023$376.00 (-9.18%)$5,320 (-7.48%) Land $2,230 Building $3,090$79,340 Land $33,220 Building $46,120
2022$414.00$5,750 Land $2,350 Building $3,400
2021$82,690 Land $33,750 Building $48,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 487 E Niagara Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 487 E Niagara Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GRAND JUNCTION
serves 26,000 people · EPA ID CO0139321
Water SourceSurface water
Last State InspectionNov 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Highline Internet.

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