487 E Main St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 487 E Main St, Somerville, NJ 08876 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1914
Square Footage	1,608 sqft Living Area
Lot Size	12,881 sqft (0.296 acres)
Occupancy	Owner Occupied
Last Sale	$479,000 (2023)
Tax Bill	$11,866.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18-00008-0000-00002`
Alternative APN	`180000800002`

Interior

Building Area	1,608 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Stone Exterior
Construction Type	Stone Construction
Lot Area	12,881 sqft (0.296 acres)
Depth X Width	140 ft x 92 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	487 E MAIN ST
City	SOMERVILLE
State	NJ
Zip	08876-3128
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	RICHARDS PARK
Legal Block	8
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Minor Civil Division	SOMERVILLE
Census Blockgroup	1
Census Block	1022
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records · APN 18-00008-0000-00002

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	487 E MAIN ST, SOMERVILLE, NJ 08876-3128
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Deed Doc Number	202322222
Deed Book / Page	7521 / 2628
Record Refreshed	Sep 20, 2026

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 25, 2023
Property Address	487 E MAIN ST, SOMERVILLE, NJ 08876-3128
Document Number	0000022222
Book / Page	7521 / 2628
Instrument Date	Aug 23, 2023
Instrument	2023022222
Transaction Type	Transfer
Record Updated	Sep 07, 2023
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,973.40
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 MIRAGE BLVD, BARNEGAT, NJ 08005-5601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	487 E MAIN ST, SOMERVILLE, NJ 08876-3128

Mortgage

Document Number	0000022223
Date	Aug 25, 2023
Instrument	2023022223

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,900 (-) Land $114,300 Building $176,600	$290,900 (-) Land $114,300 Building $176,600
2025	$11,866.00 (+3.19%)	$290,900 (-) Land $114,300 Building $176,600	$290,900 (-) Land $114,300 Building $176,600
2024	$11,499.00 (+5.11%)
2023		$290,900 (-) Land $114,300 Building $176,600	$290,900 (-) Land $114,300 Building $176,600
2022	$10,940.00 (+0.64%)	$290,900 Land $114,300 Building $176,600	$290,900 Land $114,300 Building $176,600
2021	$10,870.00

Flood & Wildfire

487 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Somerset County (34035C), updated September 3, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.