487 Densmore Rd, Joppa, AL 35087 Property Records

Morgan County property record for 487 Densmore Rd, Joppa, AL 35087

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,533 sqft · built 2004
Lot Size	31 acres (1,350,360 sqft)
Owner	Individual Name on File
Tax Bill	$813 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-01-12-0-000-011.000`

Property Details

APN / Parcel Number

Primary APN	`21-01-12-0-000-011.000`
Alternative APNs	`45018` `63020`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,533 sqft Living Area
1st Floor Area	2,533 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,350,360 sqft (31 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	63020
Street Address	487 DENSMORE RD
City	JOPPA
State	AL
Zip	35087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SO1/2 OF NE1/4 OF SW1/4 OF SEC 12-T8S-R1W AND ALL THAT PART OF THE SO1/2 OF NW1/4 OF SW1/4 LYING E OF CO RD #119
Legal Range	1W
Legal Township	8S
Legal Section	12
Jurisdiction	MORGAN AL
Township / Civil Division	EVA
Census Block Group	2
Census Block	2021
Census Tract	5601

Owner

487 Densmore Rd is owned and occupied by an individual.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	801 SAYLOR CIR, ARAB, AL 35016-4913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 1, 2025	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	487 DENSMORE RD, JOPPA, AL 35087
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/21053
Date	May 26, 2020
Book Page	2020/21053

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 1, 2025
Property Address	487 DENSMORE RD, JOPPA, AL 35087
Document Number	02025/3611
Book / Page	2025 / 3611
Instrument Date	Apr 30, 2025
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, WATERFRONT CLOSING & TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1664 COUNTY ROAD 1683, HOLLY POND, AL 35083-6335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 SAYLOR CIR, ARAB, AL 35016-4913

Mortgage

Document Number	0202515499
Date	May 1, 2025
Instrument	2025/15499

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 487 Densmore Rd was $813 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00	$27,620 Land $7,540 Building $20,080	$271,200 Land $75,400 Building $195,800
2023	$821.00 (-2.73%) Homeowner's exemption	$27,620 (-1.74%) Land $7,540 Building $20,080	$276,200 (-1.74%) Land $75,400 Building $200,800
2022	$844.00 Homeowner's exemption	$28,110 Land $7,540 Building $20,570	$281,100 Land $75,400 Building $205,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 487 Densmore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Densmore Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
GoNetspeed Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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