487 Co Rd 250, Chaffee, MO 63740 Property Records

Scott County property record for 487 Co Rd 250, Chaffee, MO 63740

Property Summary

Property Type	Single Family Home
Details	1,574 sqft · built 1995
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Last Sale	$505,400 (Aug 2022)
Tax Bill	$2,202 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2017 Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`03-1.0-12.00-000-000-004.10`

Property Details

APN / Parcel Number

Primary APN	`03-1.0-12.00-000-000-004.10`

Interior

Building Area	1,574 sqft Base Area
1st Floor Area	1,574 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)
Lot Dimensions	3,415 ft deep x 361 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	487 COUNTY ROAD 250
City	CHAFFEE
State	MO
Zip	63740-9230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW1/4 NW1/4 S12 T29 R12 361.5(S) X 341.5(S)
Legal Range	12E
Legal Township	29N
Legal Section	12
Jurisdiction	SCOTT MO
Township / Civil Division	KELSO
Census Block Group	1
Census Block	1101
Census Tract	780200

Owner

Source: Scott County records · APN 03-1.0-12.00-000-000-004.10

Assessment roll updated September 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2023	Intrafamily Transfer, Transfer · Line of Credit ALLIANCE BANK
Oct 03, 2017	Deed of Trust, Mortgage · Closed-End Mortgage WOOD & HUSTON BANK
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit MONTGOMERY BANK NA
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA
Jun 21, 2022	Warranty Deed, Transfer · Closed-End Mortgage WOOD & HUSTON BANK
Nov 05, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WOOD & HUSTON BANK
Nov 05, 2018	Correction Deed UNITED LAND TITLE, UNITED LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Nov 05, 2018 · Amount on Record
Deed Document Number	20224038
Deed Book / Page	2022 / 4038
Prior Transfer Date	Oct 29, 2018
Prior Transfer Doc	02018/4940
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT MO
Recording Date	Dec 07, 2023
Property Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230
Document Number	02023/4692
Book / Page	2023 / 4692
Instrument Date	Dec 06, 2023
Instrument	20234692
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	NOT AVAILABLE, RELIABLE CMNTY TITLE CO LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230

Mortgage

Document Number	0020234693
Date	Dec 07, 2023
Instrument	20234693

Lender

Name	ALLIANCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/4332
Date	Oct 03, 2017
Book Page	2017/4332
Instrument	20174332

Lender

Name	WOOD & HUSTON BANK
Type	Bank
Address	CAPE GIRARDEAU, MO 63703

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2047

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230

Mortgage

Document Number	02022/4458
Date	Aug 31, 2022
Book Page	2022/4458
Instrument	20224458

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Aug 11, 2022
Property Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230
Document Number	02022/4038
Book / Page	2022 / 4038
Instrument Date	Aug 09, 2022
Instrument	20224038
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	GUARDIAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230

Mortgage

Document Number	0020224039
Date	Aug 11, 2022
Instrument	20224039

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2037

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Jun 21, 2022
Property Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230
Document Number	02022/3216
Book / Page	2022 / 3216
Instrument Date	Jun 21, 2022
Instrument	20223216
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	UNITED LAND TITLE, UNITED LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230

Mortgage

Document Number	0020223217
Date	Jun 21, 2022
Instrument	20223217

Lender

Name	WOOD & HUSTON BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 21, 2023

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT MO
Recording Date	Nov 05, 2018
Property Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230
Document Number	02018/4942
Book / Page	2018 / 4942
Instrument Date	Oct 29, 2018
Instrument	20184942
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	UNITED LAND TITLE, UNITED LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230

Mortgage

Document Number	0020184941
Date	Nov 05, 2018
Instrument	20184941

Lender

Name	WOOD & HUSTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

November 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	SCOTT MO
Recording Date	Nov 05, 2018
Property Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230
Document Number	02018/4940
Book / Page	2018 / 4940
Instrument Date	Oct 29, 2018
Instrument	20184940
Record Updated	Nov 24, 2022
Title Company	UNITED LAND TITLE, UNITED LAND TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 COUNTY ROAD 250, CHAFFEE, MO 63740-9230

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated September 11, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Unified School District	Chaffee R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,202.00 (+10.38%)	$45,950 (+12.07%)	$241,860 (+12.07%) Land $7,080 Building $234,780
2024	$1,995.00
2023		$41,000	$215,810 Land $7,080 Building $208,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 3 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
SEMO Electric Cooperative Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Based on FCC filings for 9 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCOTT COUNTY PWSD 4 serves 3,150 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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