Edgecombe County property record for 487 Clover Rd, Rocky Mount, NC 27801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1977 |
| Lot Size | 0.443 acres (19,305 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,787 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 377800351000 |
| Primary APN | 377800351000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,400 sqft Base Area |
| 1st Floor Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,305 sqft (0.443 acres) |
| Garage Area | 812 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 265 sqft |
| Deck Area | 295 sqft |
| Patio Area | 295 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 734 |
|---|---|
| Street Address | 487 CLOVER RD |
| City | ROCKY MOUNT |
| State | NC |
| Zip | 27801-8494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 487 CLOVER RD BERRY LANCASTER LD |
| Jurisdiction | EDGECOMBE NC |
| Township / Civil Division | 14, UPPER TOWN CREEK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21400 |
Source: Edgecombe County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 487 CLOVER RD, ROCKY MOUNT, NC 27801-8494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EDGECOMBE NC |
| Property Address | 487 CLOVER RD, ROCKY MOUNT, NC 27801-8494 |
| Document Number | 0016820100 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | SOUTHWEST FINANCIAL |
| Name | Verified Name |
|---|---|
| Address | 487 CLOVER RD ROCKY MOUNT NC 278018494, ROCKY MOUNT, NC 27801-8494 |
| Document Number | 0016820100 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 001682/000100 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 29, 2058 |
| Rate Type | Adjustable Rate |
|---|
Source: Edgecombe County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Edgecombe County |
| Unified School District | Edgecombe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $1,787.00 | $147,269 (+29.9%) Land $17,000 Building $130,269 |
| 2023 | $113,375 Land $15,000 Building $98,375 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDGECOMBE WATER & SEWER DISTRICT serves 14,485 people · EPA ID NC0433050 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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