487 Chipmunk St, Kings Beach, CA 96143 Property Records

Placer County property record for 487 Chipmunk St, Kings Beach, CA 96143

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1983
Lot Size	0.407 acres (17,727 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Oct 2020)
Tax Bill	$9,315 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-162-040-000`

Property Details

APN / Parcel Number

Primary APN	`090-162-040-000`
Alternative APN	`090-162-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	17,727 sqft (0.407 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	090-162-040
Street Address	487 CHIPMUNK ST
City	KINGS BEACH
State	CA
Zip	96143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	031
Legal Description	L 55-59 B A BROCKWAY VISTA
Legal Subdivision	BROCKWAY VISTA
Legal Lot Number	55-59
Jurisdiction	PLACER CA
Township / Civil Division	LAKE TAHOE
Census Block Group	1
Census Block	1006
Census Tract	20107

Owner

487 Chipmunk St is owned by an individual who bought it in October 2020.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	DONNER PASS RD, TRUCKEE, CA 96161
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 10, 2020	Deed of Trust, Mortgage · Conventional with PMI RBC BK (GEORGIA) NA
Oct 7, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Nov 16, 2001 · Amount on File
Deed Document Number	2020112537
Prior Transfer Date	Jun 14, 1994
Prior Transfer Doc	0000049359
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	487 CHIPMUNK ST, KINGS BEACH, CA 96143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079846
Date	Nov 2, 2018
Instrument	2018-0079846

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	487 CHIPMUNK ST, KINGS BEACH, CA 96143
Document Number	0000000546
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CLEAR WATER CT KINGS BEACH CA 96143, KINGS BEACH, CA 96143

Mortgage

Document Number	0000000546
Date	Jan 4, 2021
Instrument	546

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 7, 2020
Property Address	487 CHIPMUNK ST, KINGS BEACH, CA 96143
Document Number	0000112537
Instrument Date	Oct 6, 2020
Instrument	112537
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount on Record
Tax	$776.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11260 DONNER PASS RD TRUCKEE CA 961614848, TRUCKEE, CA 96161-4848

Tax Assessment & Valuation

The 2025 property tax bill for 487 Chipmunk St was $9,315.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$778,373 (+2%) Land $248,416 Building $529,957
2025	$9,315.00	$763,112 Land $243,546 Building $519,566
2023	$8,913.00 (+2.53%)	$733,482 Land $234,090 Building $499,392
2022	$8,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 487 Chipmunk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Chipmunk St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH TAHOE PUD - MAIN serves 6,321 people · EPA ID CA3110001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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