487 Cedarhurst Ave, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 487 Cedarhurst Ave, Cedarhurst, NY 11516

Property Summary

Property Type	Duplex
Details	4 ba · 1,971 sqft · built 1923
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (Sep 2023)
Tax Bill	$10,186 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`39-306-00-0121`

Property Details

APN / Parcel Number

Primary APN	`39-306-00-0121`
Alternative APNs	`2003-39-306-00-0121-0` `39306000121000000000` `282003 39.-306-121` `39306 01210`

Interior

Full Baths	4 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,971 sqft Living Area
1st Floor Area	864 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Deck Area	123 sqft
Patio Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39306 01210
Street Address	487 CEDARHURST AVE
City	CEDARHURST
State	NY
Zip	11516-1216
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TOWN #1 SCH DIST 015
Legal Subdivision	CEDAR BAY EST
Legal Block	306
Legal Lot Number	121
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	3
Census Block	3005
Census Tract	411200

Owner

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	487 CEDARHURST AVE, CEDARHURST, NY 11516-1216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage RIDGEWOOD SAVINGS BANK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Feb 26, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SVGS BK
Mar 27, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	2023-56238
Deed Book / Page	D14420 / 815
Record Updated	Sep 20, 2026

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Sep 22, 2023
Property Address	487 CEDARHURST AVE, CEDARHURST, NY 11516-1216
Document Number	D144200815
Book / Page	D14420 / 815
Map Reference	MAP 502 CASE 436
Instrument Date	Aug 31, 2023
Instrument	2023-56238
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	487 CEDARHURST AVE, CEDARHURST, NY 11516-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 CEDARHURST AVE, CEDARHURST, NY 11516-1216

Mortgage

Document Number	0202356239
Date	Sep 22, 2023
Instrument	2023-56239

Lender

Name	RIDGEWOOD SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Sep 1, 2038
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	12.1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	487 CEDARHURST AVE, CEDARHURST, NY 11516-1216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0441390649
Date	Apr 15, 2020
Book Page	44139/649
Instrument	2020-032489

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Feb 26, 2021
Property Address	487 CEDARHURST AVE, CEDARHURST, NY 11516-1216
Document Number	0140440732
Book / Page	14044 / 732
Map Reference	MAP 502 CASE 436
Instrument Date	Jan 20, 2020
Instrument	2021-024418
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 DAVIS AVENUE, CEDARHURST, NY 11516

Mortgage

Document Number	20210244194505769
Date	Feb 26, 2021
Instrument	2021-0244194505769

Lender

Name	FM HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	487 CEDARHURST AVE, CEDARHURST, NY 11516-1216
Document Number	0420520080
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	487 CEDARHURST AVE CEDARHURST NY 115161216, CEDARHURST, NY 11516-1216

Mortgage

Document Number	0420520080
Date	Apr 14, 2017
Book Page	042052/000080
Instrument	36858

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

March 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	487 CEDARHURST AVE, CEDARHURST, NY 11516-1216
Document Number	0421120746
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 CEDARHURST AVE CEDARHURST NY 115161216, CEDARHURST, NY 11516-1216

Mortgage

Document Number	0421120746
Date	May 9, 2017
Book Page	042112/000746
Instrument	46823

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Cedarhurst Village
Unified School District	Lawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659 (-10.7%) Land $240 Building $419	$659,000 (-10.7%)
2025	$10,186.00 (+4.54%)
2023	$9,744.00 Additional exemption filed	$738 Land $281 Building $457	$738,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Nearby Flood Policies	78 in force
Nearby Flood Claims	78 (1979–2023)
Claims Outside the SFHA	35 of 78
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 6 claims Hurricane Sandy, Oct 2012 · 49 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Cedarhurst Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures