Passaic County and Passaic City property record for 487 Brook Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 2,591 sqft · built 1954 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $930,000 (Jul 2025) |
| Tax Bill | $18,258 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03310-0000-00006 |
| Primary APN | 07-03310-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,591 sqft Living Area |
| 1st Floor Area | 2,591 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Street Address | 487 BROOK AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 3310 |
| Legal Lot Number | 6 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 175604 |
Source: Passaic County and Passaic City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 487 BROOK AVE, PASSAIC, NJ 07055-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BY LENDING INC |
| Oct 17, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS |
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on Record |
| Deed Sale | Jul 29, 2025 · Amount on Record |
| Prior Sale | May 23, 2011 · Amount on Record |
| Deed Document Number | 202524902 |
| Deed Book / Page | 4939 / 228 |
| Prior Transfer Date | May 8, 2002 |
| Prior Transfer Doc | 0000023353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 26, 2026 |
| Property Address | 487 BROOK AVE, PASSAIC, NJ 07055-2523 |
| Document Number | 0000017888 |
| Book / Page | 19957 / 195 |
| Instrument Date | May 15, 2026 |
| Instrument | 202617888 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CERTIFIED TITLE |
| Name | Verified Name |
|---|---|
| Address | 487 BROOK AVE, PASSAIC, NJ 07055-2523 |
| Document Number | 0000017888, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 19957/195 |
| Instrument | 202617888 |
| Name | UNITED BY LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 487 BROOK AVE, PASSAIC, NJ 07055-2523 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | ISGN GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000047685 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | M15249/0170 |
| Instrument | 2018047685 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 487 BROOK AVE, PASSAIC, NJ 07055-2523 |
| Document Number | 0000018465 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 487 BROOK AVE PASSAIC NJ 070552523, PASSAIC, NJ 07055-2523 |
| Document Number | 0000018465 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 016119/000090 |
| Instrument | 18465 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 487 BROOK AVE, PASSAIC, NJ 07055-2523 |
| Document Number | 0000043615 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 487 BROOK AVE PASSAIC NJ 070552523, PASSAIC, NJ 07055-2523 |
| Document Number | 0000043615 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 015735/000019 |
| Instrument | 43615 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,800 (-) Land $161,600 Building $267,200 | $428,800 (-) Land $161,600 Building $267,200 | |
| 2025 | $18,258.00 (+3.28%) | $428,800 (-) Land $161,600 Building $267,200 | $428,800 (-) Land $161,600 Building $267,200 |
| 2024 | $17,679.00 (+6.15%) | ||
| 2023 | $428,800 Land $161,600 Building $267,200 | $428,800 Land $161,600 Building $267,200 | |
| 2022 | $16,654.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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