Stephens County property record for 487 Andrews Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1968 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Dec 2020) |
| Tax Bill | $2,029 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Sep 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032B 018 |
| Primary APN | 032B 018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 231 sqft |
| Utility Building | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 732450 |
|---|---|
| Old Parcel Number | 032B 018 |
| Street Address | 487 ANDREWS RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 210 MEADOWBROOK S/D |
| Legal Subdivision | MEADOWBROOK |
| Legal Lot Number | 210 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970302 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 225 PHEASANT DR, DEMOREST, GA 30535-5346 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Grant Deed, Transfer STOCKTON MTG |
| Sep 19, 2017 | Warranty Deed, Transfer · FHA Mortgage ACOPIA |
| Feb 10, 2017 | Grant Deed, Transfer NATIONS LENDING SERVICES, NATIONS LNDG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Prior Sale | Sep 18, 2017 · Amount on Record |
| Deed Document Number | 0001233324 |
| Deed Book / Page | 1233 / 324 |
| Last Transfer Date | Dec 18, 2020 |
| Transfer Doc | 0012330324 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 18, 2020 |
| Property Address | 487 ANDREWS RD, TOCCOA, GA 30577-6122 |
| Document Number | 0012330324 |
| Book / Page | 001233 / 000324 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 487 ANDREWS RD TOCCOA GA 305776122, TOCCOA, GA 30577-6122 |
| Document Number | 12330325 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 001233/000325 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 19, 2017 |
| Property Address | 487 ANDREWS RD, TOCCOA, GA 30577-6122 |
| Document Number | 0011310470 |
| Book / Page | 001131 / 000470 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 487 ANDREWS RD TOCCOA GA 305776122, TOCCOA, GA 30577-6122 |
| Document Number | 11310471 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 001131/000471 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Feb 10, 2017 |
| Property Address | 487 ANDREWS RD, TOCCOA, GA 30577-6122 |
| Document Number | 0011140020 |
| Book / Page | 001114 / 000020 |
| Instrument Date | Feb 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | NATIONS LENDING SERVICES, NATIONS LNDG SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $48.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1530 PLAIN VIEW RD CARNESVILLE GA 305212682, CARNESVILLE, GA 30521-2682 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,029.00 (+63.76%) | $58,178 (+66.03%) Land $2,268 Building $55,910 | $145,445 (+66.03%) Land $5,671 Building $139,774 |
| 2023 | $1,239.00 (+6.63%) | $35,041 (+6.61%) Land $2,268 Building $32,773 | $87,604 (+6.62%) Land $5,671 Building $81,933 |
| 2022 | $1,162.00 | $32,867 Land $2,268 Building $30,599 | $82,168 Land $5,671 Building $76,497 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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