4869 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4869 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,337 sqft · built 2005
Lot Size	0.356 acres (15,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Aug 2020)
Tax Bill	$4,162 (2024)
Deeds & Mortgages	Aug 2020 Sale Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-160-3420-0730`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-160-3420-0730`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,337 sqft Living Area
Gross Area	3,073 sqft
1st Floor Area	2,337 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,500 sqft (0.356 acres)
Lot Dimensions	150 ft deep x 103 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	736 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	420 sqft
Porch	Open Porch
Porch Area	380 sqft
Patio Area	1,073 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4869 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 73 BLK 342
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	342
Legal Lot Number	73
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2025
Census Tract	960503

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4869 PEBBLE BEACH DR, SEBRING, FL 33872-1737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20202770509
Deed Book / Page	2770 / 509
Prior Transfer Date	Jul 22, 2019
Prior Transfer Doc	0001992732
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 31, 2020
Property Address	4869 PEBBLE BEACH DR, SEBRING, FL 33872-1737
Document Number	0001996824
Book / Page	002770 / 000509
Instrument Date	Aug 24, 2020
Instrument	1996824
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,303.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	N69W21091 PLEASANT ST MENOMONEE FALLS WI 530514728, MENOMONEE FALLS, WI 53051-4728

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 24, 2020
Property Address	4869 PEBBLE BEACH DR, SEBRING, FL 33872-1737
Document Number	0001992732
Book / Page	002764 / 000397
Instrument Date	Jul 22, 2019
Instrument	1992732
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E FAYETTE AVE EFFINGHAM IL 624013616, EFFINGHAM, IL 62401-3616

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 15, 2017
Property Address	4869 PEBBLE BEACH DR, SEBRING, FL 33872-1737
Document Number	0001842656
Book / Page	2566 / 0954
Map Reference	MB10 PG4
Instrument Date	Feb 14, 2017
Instrument	1842656
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Not Readable on Document
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2256 WOODS AND WATER CT, 2256, SEBRING, FL 33872-9225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 WALLABY WAY, SEBRING, FL 33872-9239

Mortgage

Document Number	0001842657
Date	Feb 15, 2017
Instrument	1842657

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$327,140 (+5.99%)	$366,945 (-4.94%) Land $46,508 Building $320,437
2024	$4,162.00
2023	Homeowner's exemption	$308,660 (+3%)	$386,004 (+12.1%) Land $38,756 Building $347,248
2022	$4,043.00 Homeowner's exemption	$299,670	$344,327 Land $36,172 Building $308,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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